1404 W Jay Ct, Spokane, WA 99208 Property Records

Spokane County property record for 1404 W Jay Ct, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,097 sqft · built 2019
Lot Size	0.208 acres (9,041 sqft)
Owner	2 Individual Names on Record
Last Sale	$529,900 (Aug 2023)
Tax Bill	$5,030 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26241.2101`

Property Details

APN / Parcel Number

Primary APN	`26241.2101`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,097 sqft Living Area
Gross Area	2,553 sqft
1st Floor Area	1,457 sqft
2nd Floor Area	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,041 sqft (0.208 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft
Canopy	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1404 W JAY CT
City	SPOKANE
State	WA
Zip	99208-6787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CEDAR PLACE LT 1 BLK 1 (AFN# 6616031)
Legal Subdivision	CEDAR PLACE
Legal Block	1
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3001
Census Tract	10701

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1404 W JAY CT, SPOKANE, WA 99208-6787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Warranty Deed, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 16, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 2, 2019	Warranty Deed, Transfer BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	20237301846
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 14, 2023
Property Address	1404 W JAY CT, SPOKANE, WA 99208-6787
Document Number	0007301846
Map Reference	VOL 39 PG 48
Instrument Date	Aug 10, 2023
Instrument	7301846
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,492.22
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 W JAY CT, SPOKANE, WA 99208-6787

Mortgage

Document Number	0007301847
Date	Aug 14, 2023
Instrument	7301847

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1404 W JAY CT, SPOKANE, WA 99208-6787
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006980344
Date	Oct 13, 2020
Instrument	6980344

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 16, 2019
Property Address	1404 W JAY CT, SPOKANE, WA 99208-6787
Document Number	0006832844
Map Reference	VOL 29 PG 48
Instrument Date	Aug 15, 2019
Instrument	6832844
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,749.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 W JAY CT, SPOKANE, WA 99208-6787

Mortgage

Document Number	0006832845
Date	Aug 16, 2019
Instrument	6832845

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 2, 2019
Property Address	1404 W JAY CT, SPOKANE, WA 99208-6787
Document Number	0006794217
Map Reference	VOL 39 PG 48
Instrument Date	Mar 26, 2019
Instrument	6794217
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$2,260.26
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9708 N NEVADA ST STE 1, 1, SPOKANE, WA 99218-6013

Mortgage

Document Number	0006794218
Date	Apr 2, 2019
Instrument	6794218

Lender

Name	BANNER BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,030.00 (-1.31%)	$524,200 (-1.02%) Land $140,000 Building $384,200	$524,200 (-1.02%) Land $140,000 Building $384,200
2025	$5,097.00 (+8.61%)	$529,600 (-1.38%) Land $125,000 Building $404,600	$529,600 (-1.38%) Land $125,000 Building $404,600
2024	$4,693.00 (-2.49%)	$537,000 (+25%) Land $90,000 Building $447,000	$537,000 (+25%) Land $90,000 Building $447,000
2023	$4,813.00 (+4.29%)	$429,600 (-) Land $65,000 Building $364,600	$429,600 (-) Land $65,000 Building $364,600
2022	$4,615.00	$429,600 Land $65,000 Building $364,600	$429,600 Land $65,000 Building $364,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 69% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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