1472 W Jay Ct, Spokane, WA 99208 Property Records

Spokane County property record for 1472 W Jay Ct, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,849 sqft · built 2018
Lot Size	0.182 acres (7,945 sqft)
Owner	Individual on Record
Last Sale	$385,000 (Jun 2018)
Tax Bill	$816 (2026)
Deeds & Mortgages	Mar 2019 Mortgage Dec 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`26241.2104`

Property Details

APN / Parcel Number

Primary APN	`26241.2104`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,849 sqft Living Area
Gross Area	2,377 sqft
1st Floor Area	1,849 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,945 sqft (0.182 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	216 sqft
Canopy	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1472 W JAY CT
City	SPOKANE
State	WA
Zip	99208-6787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CEDAR PLACE LT 4 BLK 1 (AFN# 6616031)
Legal Subdivision	CEDAR PLACE
Legal Block	1
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3001
Census Tract	10701

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1472 W JAY CT, SPOKANE, WA 99208-6787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2019	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Dec 17, 2019	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Apr 6, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 3, 2020	Deed of Trust, Mortgage · VA Mortgage BNC NAT'L BK
Jun 8, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage CALIBER HM LOANS
Sep 11, 2017	Trustee's Deed, Construction Loan · Construction Mortgage INLAND NORTHWEST BK
Aug 11, 2017	Warranty Deed, Transfer SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	20186714961
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1472 W JAY CT, SPOKANE, WA 99208-6787
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006785915
Date	Mar 5, 2019
Instrument	6785915

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1472 W JAY CT, SPOKANE, WA 99208-6787
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006874492
Date	Dec 17, 2019
Instrument	6874492

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1472 W JAY CT, SPOKANE, WA 99208-6787
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007196030
Date	Apr 6, 2022
Instrument	7196030

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1472 W JAY CT, SPOKANE, WA 99208-6787
Document Number	0006965025
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1472 W JAY CT SPOKANE WA 992086787, SPOKANE, WA 99208-6787

Mortgage

Document Number	0006965025
Date	Sep 8, 2020
Instrument	6965025

Lender

Name	BNC NAT'L BK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2050

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 8, 2018
Property Address	1472 W JAY CT, SPOKANE, WA 99208-6787
Document Number	0006714961
Instrument Date	Jun 1, 2018
Instrument	6714961
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 26, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,858.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1472 W JAY CT SPOKANE WA 992086787, SPOKANE, WA 99208-6787

Mortgage

Document Number	6714962
Date	Jun 8, 2018
Instrument	6714962

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 11, 2017
Property Address	1472 W JAY CT, SPOKANE, WA 99208-6787
Instrument Date	Sep 7, 2017
Instrument	6638665
Transaction Type	Construction Loan
Record Updated	Oct 5, 2017
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1472 W JAY CT SPOKANE WA 992086787, SPOKANE, WA 99208-6787

Mortgage

Document Number	0006638665
Date	Sep 11, 2017
Instrument	6638665

Lender

Name	INLAND NORTHWEST BK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 11, 2017
Property Address	1472 W JAY CT, SPOKANE, WA 99208-6787
Document Number	0006630355
Instrument Date	Aug 9, 2017
Instrument	6630355
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,995.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	717 E BALLARD RD COLBERT WA 990058513, COLBERT, WA 99005-8513

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$816.00 (+11.78%) Senior Citizen's exemption	$483,800 (-15.15%) Land $140,000 Building $343,800	$483,800 (-15.15%) Land $140,000 Building $343,800
2025	$730.00 (+1.25%) Disabled Person's exemption Senior Citizen's exemption
2024		$570,200 (+19.92%) Land $90,000 Building $480,200	$570,200 (+19.92%) Land $90,000 Building $480,200
2023	$721.00 (-16.45%) Disabled Person's exemption Senior Citizen's exemption	$475,500 Land $65,000 Building $410,500	$475,500 Land $65,000 Building $410,500
2022	$863.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 69% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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