1405 Upton Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1405 Upton Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1955
Square Footage	1,232 sqft Living Area
Lot Size	7,245 sqft (0.166 acres)
Occupancy	Owner Occupied
Last Sale	$134,000 (2013)
Tax Bill	$3,860.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-21-403-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,232 sqft Living Area
1st Floor	1,232 sqft 1st Floor
Basement Area	1,232 sqft Basement
Finished Basement	550 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,245 sqft (0.166 acres)
Depth X Width	63 ft x 115 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Deck Area	288 sqft Deck
Patio Area	240 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1405 UPTON AVE
City	WATERLOO
State	IA
Zip	50701-1921
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HILLCREST SECOND ADDITION LOT 7
Legal Range	13W
Legal Township	89N
Legal Section	21
Legal Subdivision	HILLCREST SECOND ADDITION
Legal Lot Number	7
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1003
Census Tract	1503

Owner

Source: Black Hawk County records · APN 8913-21-403-002

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1405 UPTON AVE, WATERLOO, IA 50701-1921
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 17, 2013 · Amount on Record
Deed Sale	May 17, 2013 · Amount on Record
Deed Doc Number	201323846
Record Refreshed	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1405 UPTON AVE, WATERLOO, IA 50701-1921
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700023143
Date	Jun 29, 2017
Instrument	2017-00023143

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jul 10, 2027

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,860.00 Homeowner's exemption	$186,020 (-1.13%) Land $19,730 Building $166,290	$186,020 (-1.13%) Land $19,730 Building $166,290
2024	$3,860.00 (+22.23%)
2023		$188,150 (+23.23%) Land $19,730 Building $168,420	$188,150 (+23.23%) Land $19,730 Building $168,420
2022	$3,158.00 Homeowner's exemption	$152,680 Land $19,730 Building $132,950
2021			$152,680 Land $19,730 Building $132,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.