Black Hawk County property record for 1314 Upton Ave, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1954 |
| Square Footage | 1,259 sqft Living Area |
| Lot Size | 11,832 sqft (0.272 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $145,000 (2023) |
| Tax Bill | $2,756.00 (2025) |
| Primary APN | 8913-21-260-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,259 sqft Living Area |
| 1st Floor | 812 sqft 1st Floor |
| Attic Area | 447 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 812 sqft Basement |
| Finished Basement | 350 sqft Finished |
| Unfinished Basement | 812 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,832 sqft (0.272 acres) |
| Depth X Width | 204 ft x 58 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 352 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 90 sqft Shed |
| Patio Area | 112 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1314 UPTON AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1962 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CLYDE MILLER HGTS FIRST SUB LOT 12 BLK 1 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 21 |
| Legal Subdivision | CLYDE MILLER HGTS FIRST SUB |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 3 |
| Census Block | 3029 |
| Census Tract | 1503 |
Source: Black Hawk County records · APN 8913-21-260-009
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1314 UPTON AVE, WATERLOO, IA 50701-1962 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Nov 04, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 04, 2023 · Amount on Record |
| Deed Sale | Nov 04, 2023 · Amount on Record |
| Prior Sale | Nov 04, 2022 · Amount on Record |
| Deed Doc Number | 20237275 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1314 UPTON AVE, WATERLOO, IA 50701-1962 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202100018667 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 202100018667 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 04, 2022 |
| Property Address | 1314 UPTON AVE, WATERLOO, IA 50701-1962 |
| Document Number | 202300007275 |
| Instrument Date | Oct 02, 2022 |
| Instrument | 202300007275 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $231.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1314 UPTON AVE, WATERLOO, IA 50701-1962 |
| Investor | Possibly a Property Investor |
| Document Number | 202300007276 |
|---|---|
| Date | Nov 04, 2022 |
| Instrument | 202300007276 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,756.00 Homeowner's exemption | $156,440 (+13.98%) Land $20,920 Building $135,520 | $156,440 (+13.98%) Land $20,920 Building $135,520 |
| 2024 | $2,756.00 (+31.36%) | ||
| 2023 | $137,250 (+31.52%) Land $20,920 Building $116,330 | $137,250 (+31.52%) Land $20,920 Building $116,330 | |
| 2022 | $2,098.00 Homeowner's exemption | $104,360 Land $20,920 Building $83,440 | |
| 2021 | $104,360 Land $20,920 Building $83,440 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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