1320 Upton Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1320 Upton Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1954
Square Footage	1,004 sqft Living Area
Lot Size	11,832 sqft (0.272 acres)
Occupancy	Owner Occupied
Last Sale	$114,000 (2020)
Tax Bill	$2,844.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-21-260-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,004 sqft Living Area
1st Floor	1,004 sqft 1st Floor
Basement Area	1,004 sqft Basement
Unfinished Basement	1,004 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,832 sqft (0.272 acres)
Depth X Width	204 ft x 58 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	336 sqft Garage
Deck Area	264 sqft Deck
Patio Area	568 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1320 UPTON AVE
City	WATERLOO
State	IA
Zip	50701-1962
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CLYDE MILLER HGTS FIRST SUB LOT 11 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	21
Legal Subdivision	CLYDE MILLER HGTS FIRST SUB
Legal Block	1
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	3
Census Block	3029
Census Tract	1503

Owner

Source: Black Hawk County records · APN 8913-21-260-010

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1320 UPTON AVE, WATERLOO, IA 50701-1962
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2020 · Amount on Record
Deed Sale	Mar 06, 2020 · Amount on Record
Prior Sale	Mar 06, 2014 · Amount on Record
Deed Doc Number	202015301
Prior Transfer Date	Mar 13, 2008
Prior Transfer Doc	2008018258
Record Refreshed	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 06, 2020
Property Address	1320 UPTON AVE, WATERLOO, IA 50701-1962
Document Number	202000015301
Instrument Date	Feb 29, 2020
Instrument	202000015301
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$181.60
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 UPTON AVE, WATERLOO, IA 50701-1962

Mortgage

Document Number	202000015302
Date	Mar 06, 2020
Instrument	202000015302

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,844.00	$149,290 (+13.85%) Land $20,920 Building $128,370	$149,290 (+13.85%) Land $20,920 Building $128,370
2024	$2,844.00 (+28.57%)
2023		$131,130 (+30.22%) Land $20,920 Building $110,210	$131,130 (+30.22%) Land $20,920 Building $110,210
2022	$2,212.00	$100,700 Land $20,920 Building $79,780
2021			$100,700 Land $20,920 Building $79,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.