1405 Ridgegreen Loop N, Lakeland, FL 33809 Property Records

Polk County property record for 1405 Ridgegreen Loop N, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1986
Lot Size	0.345 acres (15,015 sqft)
Owner	Company Name on Record
Last Sale	$345,000 (Oct 2025)
Tax Bill	$1,102 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-08-161003-002990`

Property Details

APN / Parcel Number

Primary APN	`24-27-08-161003-002990`
Alternative APNs	`082724161003002990` `82724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	1,632 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	15,015 sqft (0.345 acres)
Lot Dimensions	130 ft deep x 115 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	513 sqft
Patio Area	442 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1405 RIDGEGREEN LOOP N
City	LAKELAND
State	FL
Zip	33809-0871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERIDGE PHASE FIVE PB 78 PG 32 LOT 299
Legal Range	24E
Legal Township	27S
Legal Section	08
Legal Subdivision	TIMBERIDGE PHASE 05
Legal Phase	5
Legal Tract	161003
Legal Block	1
Legal Lot Number	299
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	12304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1405 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0871
Owner Type	Company
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Deed Document Number	2025238910
Deed Book / Page	13732 / 2125
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 10, 2025
Property Address	1405 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0871
Document Number	0000238910
Book / Page	13732 / 2125
Map Reference	MB 78 PG 32
Instrument Date	Sep 23, 2025
Instrument	2025238910
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	910 NW 5TH ST, OKEECHOBEE, FL 34972-2402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0871

Mortgage

Document Number	0137322127
Date	Oct 10, 2025
Instrument	13732/2127

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,804 (+119.87%) Land $60,000 Building $226,804	$286,804 (-2.65%) Land $60,000 Building $226,804
2025	$1,102.00 (-36.63%)	$130,441 (+2.9%)	$294,611 (-2.29%) Land $60,000 Building $234,611
2024	$1,739.00 (+10.34%) Homeowner's exemption	$126,765 (+3%)	$301,520 (+1.94%) Land $60,000 Building $241,520
2023	$1,576.00 (+1.22%) Homeowner's exemption	$123,073 (+3%)	$295,785 (+19.24%) Land $58,000 Building $237,785
2022	$1,557.00 Homeowner's exemption	$119,488	$248,052 Land $48,000 Building $200,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20