Polk County property record for 1329 Ridgegreen Loop N, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,529 sqft · built 1985 |
| Lot Size | 0.382 acres (16,640 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Mar 2023) |
| Tax Bill | $2,689 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Nov 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-08-161003-003000 |
| Primary APN | 24-27-08-161003-003000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,529 sqft Living Area |
| Gross Area | 2,033 sqft |
| 1st Floor Area | 1,529 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 16,640 sqft (0.382 acres) |
| Lot Dimensions | 130 ft deep x 128 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 92 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|
| Street Address | 1329 RIDGEGREEN LOOP N |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-0890 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERIDGE PHASE FIVE PB 78 PG 32 LOT 300 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | TIMBERIDGE PHASE 05 |
| Legal Phase | 5 |
| Legal Tract | 161003 |
| Legal Block | 1 |
| Legal Lot Number | 300 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12304 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1329 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0890 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 13, 2023 | Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| Nov 28, 2022 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Jun 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 19, 2017 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2023 · Amount on Record |
| Deed Sale | Mar 13, 2023 · Amount on Record |
| Prior Sale | Nov 28, 2022 · Amount on Record |
| Deed Document Number | 202358494 |
| Deed Book / Page | 12613 / 2008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 13, 2023 |
| Property Address | 1329 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0890 |
| Document Number | 0000058494 |
| Book / Page | 12613 / 2008 |
| Map Reference | MB 78 PG 32 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023058494 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2023 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6179 NW HELMSDALE WAY, PORT SAINT LUCIE, FL 34983-4146 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1329 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0890 |
| Document Number | 0126132010 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 12613/2010 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 4, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 28, 2022 |
| Property Address | 1329 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0890 |
| Document Number | 0000306919 |
| Book / Page | 12496 / 52 |
| Map Reference | MB 78 PG 32 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022306919 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6061 SANDHILL RIDGE DR, 6061, LITHIA, FL 33547-3884 |
| Name | Verified Name |
|---|---|
| Address | 1329 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0890 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 8, 2021 |
| Property Address | 1329 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0890 |
| Document Number | 0000147607 |
| Book / Page | 11749 / 189 |
| Map Reference | MB 78 PG 32 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 2021147607 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | SMART TITLE II LLC, SMART TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2228 EASTMEADOWS RD, 2228, LAKELAND, FL 33812-3107 |
| Name | Verified Name |
|---|---|
| Address | 1329 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0890 |
| Document Number | 0011749191 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 11749/191 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1329 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0890 |
| Document Number | 0102451416 |
| Book / Page | 010245 / 001416 |
| Instrument Date | Aug 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1329 RIDGEGREEN LOOP N LAKELAND FL 338090890, LAKELAND, FL 33809-0890 |
| Document Number | 0102451416 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 010245/001416 |
| Instrument | 165835 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,539 (-2.29%) Land $60,000 Building $182,539 | $242,539 (-2.29%) Land $60,000 Building $182,539 | |
| 2025 | $2,689.00 (+4.96%) Homeowner's exemption | $248,229 (+24.49%) Land $60,000 Building $188,229 | $248,229 (-0.6%) Land $60,000 Building $188,229 |
| 2023 | $2,562.00 (-22.78%) | $199,389 (-6.39%) | $249,723 (+17.24%) Land $58,000 Building $191,723 |
| 2022 | $3,318.00 | $213,003 Land $48,000 Building $165,003 | $213,003 Land $48,000 Building $165,003 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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