Polk County property record for 1326 Ridgegreen Loop N, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,669 sqft · built 1986 |
| Lot Size | 0.387 acres (16,836 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $183,000 (Sep 2017) |
| Tax Bill | $1,661 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-08-161003-002850 |
| Primary APN | 24-27-08-161003-002850 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,669 sqft Living Area |
| Gross Area | 2,152 sqft |
| 1st Floor Area | 1,669 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 16,836 sqft (0.387 acres) |
| Lot Dimensions | 130 ft deep x 129 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 16 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 1326 RIDGEGREEN LOOP N |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-0889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERIDGE PHASE FIVE PB 78 PG 32 LOT 285 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | TIMBERIDGE PHASE 05 |
| Legal Phase | 5 |
| Legal Tract | 161003 |
| Legal Block | 1 |
| Legal Lot Number | 285 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12304 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1326 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS |
| Dec 11, 2019 | Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS |
| Sep 6, 2017 | Warranty Deed, Transfer · VA Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2017 · Amount on Record |
| Deed Sale | Sep 6, 2017 · Amount on Record |
| Prior Sale | Jun 7, 2005 · Amount on Record |
| Deed Document Number | 2017172346 |
| Deed Book / Page | 10254 / 1352 |
| Transfer Doc | 0051080566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1326 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0889 |
| Document Number | 0115180729 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | HOME SOLUTION TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1326 RIDGEGREEN LOOP N LAKELAND FL 338090889, LAKELAND, FL 33809-0889 |
| Document Number | 0115180729 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 011518/000729 |
| Instrument | 284036 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1326 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0889 |
| Document Number | 0110770190 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1326 RIDGEGREEN LOOP N LAKELAND FL 338090889, LAKELAND, FL 33809-0889 |
| Document Number | 0110770190 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 011077/000190 |
| Instrument | 266964 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 6, 2017 |
| Property Address | 1326 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0889 |
| Document Number | 0102541352 |
| Book / Page | 010254 / 001352 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 172346 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2017 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,281.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1326 RIDGEGREEN LOOP N LAKELAND FL 338090889, LAKELAND, FL 33809-0889 |
| Document Number | 102541353 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 010254/001353 |
| Instrument | 172347 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDIETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,260 (+2.7%) | $245,385 (-3.71%) Land $60,000 Building $185,385 | |
| 2025 | $1,661.00 (-26.8%) Homeowner's exemption | $168,705 (+5.99%) | $254,847 (-0.72%) Land $60,000 Building $194,847 |
| 2024 | $2,269.00 (+8.05%) | ||
| 2023 | $2,100.00 (+4.22%) Homeowner's exemption | $159,175 (+3%) | $256,697 (+16.59%) Land $58,000 Building $198,697 |
| 2022 | $2,015.00 Homeowner's exemption | $154,539 | $220,179 Land $48,000 Building $172,179 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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