1405 Pepper Ln, Banning, CA 92220 Property Records

Riverside County property record for 1405 Pepper Ln, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,699 sqft · built 2004
Lot Size0.229 acres (10,018 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Jun 2004)
Tax Bill$4,566 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN535-401-001

Property Details

APN / Parcel Number

Primary APN535-401-001

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,699 sqft Living Area
Gross Area2,171 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialTile
Lot Area10,018 sqft (0.229 acres)
Garage TypeAttached
Garage Area472 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number535401001
Street Address1405 PEPPER LN
CityBANNING
StateCA
Zip92220-1470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.23 ACRES M/L IN LOT 29 MB 343/007 TR 30222
Legal Tract30222
Legal Lot Number29
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group1
Census Block1002
Census Tract44103

Owner

Source: Riverside County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 773, BANNING, CA 92220-0006
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2004 · Amount on Record
Deed SaleJun 23, 2004 · Amount on Record
Deed Document Number2004-0483494
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1405 PEPPER LN, BANNING, CA 92220-1470
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1405 PEPPER LN, BANNING, CA 92220-1470

Mortgage

Document Number0000576850
DateNov 18, 2020
Instrument2020-0576850
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term265 Months
DueDec 1, 2042

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,566.00 (+2.06%)$319,877 (+4.04%) Land $78,183 Building $241,694
2023$4,474.00 (+2.08%)$307,457 Land $75,148 Building $232,309
2022$4,383.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 61% of California
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, California Internet.

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