1328 Pepper Ln, Banning, CA 92220 Property Records

Riverside County property record for 1328 Pepper Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,467 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Apr 2009)
Tax Bill	$4,000 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`535-400-018`

Property Details

APN / Parcel Number

Primary APN	`535-400-018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,467 sqft Living Area
Gross Area	2,057 sqft
1st Floor Area	1,467 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1328 PEPPER LN
City	BANNING
State	CA
Zip	92220-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	.23 ACRES M/L IN LOT 21 MB 343/007 TR 30222
Legal Subdivision	TRACT NO 30222
Legal Tract	30222
Legal Lot Number	21
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1013
Census Tract	44103

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1328 PEPPER LN, BANNING, CA 92220-1451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 25, 2019	Quit Claim Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Oct 31, 2017	Quit Claim Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2009 · Amount on Record
Deed Sale	Apr 30, 2009 · Amount on Record
Prior Sale	Dec 5, 2007 · Amount on Record
Deed Document Number	2009215885
Last Transfer Date	Oct 15, 2019
Transfer Doc	0000487361
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	1328 PEPPER LN, BANNING, CA 92220-1451
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 PEPPER LN, BANNING, CA 92220-1451

Mortgage

Document Number	0000440468
Date	Jul 22, 2021
Instrument	2021-0440468

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 25, 2019
Property Address	1328 PEPPER LN, BANNING, CA 92220-1451
Document Number	0000487361
Instrument Date	Oct 15, 2019
Instrument	487361
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 PEPPER LN BANNING CA 922201451, BANNING, CA 92220-1451

Mortgage

Document Number	487362
Date	Nov 25, 2019
Instrument	487362

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 31, 2017
Property Address	1328 PEPPER LN, BANNING, CA 92220-1451
Document Number	0000452365
Instrument Date	Oct 20, 2017
Instrument	452365
Transaction Type	Transfer
Record Updated	Nov 8, 2017
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1328 PEPPER LN BANNING CA 922201451, BANNING, CA 92220-1451

Mortgage

Document Number	452366
Date	Oct 31, 2017
Instrument	452366

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,182 (+2%) Land $50,024 Building $234,158
2025	$4,000.00 (+2.01%)	$278,611 (+4.04%) Land $49,044 Building $229,567
2024	$3,921.00 (+0.05%)
2023	$3,919.00 (+2.06%)	$267,794 Land $47,141 Building $220,653
2022	$3,840.00
2021			$305,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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