1436 Pepper Ln, Banning, CA 92220 Property Records

Riverside County property record for 1436 Pepper Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,699 sqft · built 2004
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,062 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`535-401-011`

Property Details

APN / Parcel Number

Primary APN	`535-401-011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,699 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	1,699 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1436 PEPPER LN
City	BANNING
State	CA
Zip	92220-1469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	.22 ACRES M/L IN LOT 39 MB 343/007 TR 30222
Legal Subdivision	TRACT NO 30222
Legal Tract	30222
Legal Lot Number	39
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1002
Census Tract	44103

Owner

Source: Riverside County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1436 PEPPER LN, BANNING, CA 92220-1469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Quit Claim Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 5, 2023	Intrafamily Transfer, Transfer
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
May 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026
Deed Sale	Sep 3, 2026
Prior Sale	Aug 8, 2016 · Amount on Record
Deed Document Number	2026278923
Prior Transfer Date	Aug 3, 2024
Prior Transfer Doc	0000278923
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 3, 2026
Property Address	1436 PEPPER LN, BANNING, CA 92220-1469
Document Number	0000278923
Instrument Date	Aug 3, 2024
Instrument	2026278923
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	TITLE INC, TITLE CONNECT, INC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1436 PEPPER LN, BANNING, CA 92220-1469

Mortgage

Document Number	0000278924,
Date	Sep 3, 2026
Instrument	2026278924

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Feb 1, 2055

Interest

Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 5, 2023
Property Address	1436 PEPPER LN, BANNING, CA 92220-1469
Document Number	0000294776
Map Reference	MB 343 PG 7-14
Instrument Date	Sep 28, 2023
Instrument	2023-0294776
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1436 PEPPER LN, BANNING, CA 92220-1469

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	1436 PEPPER LN, BANNING, CA 92220-1469
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000335977
Date	Aug 29, 2019
Instrument	2019-0335977

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	May 10, 2021
Property Address	1436 PEPPER LN, BANNING, CA 92220-1469
Document Number	0000289490
Map Reference	MB 343 PG 7-14
Instrument Date	May 6, 2021
Instrument	2021-0289490
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32636 AVENUE E, YUCAIPA, CA 92399-1859

Mortgage

Document Number	0000289491
Date	May 10, 2021
Instrument	2021-0289491

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,940 (+2%) Land $41,426 Building $254,514
2025	$4,062.00 (-0.29%) Homeowner's exemption	$290,138 (+4.04%) Land $40,614 Building $249,524
2023	$4,074.00 (+2.08%)	$278,875 Land $39,041 Building $239,834
2022	$3,991.00
2021			$266,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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