Allegan County property record for 1405 E M 89, Otsego, MI 49078
| Property Type | Residential Vacant Land |
|---|---|
| Details | 4 bd · 1 ba · 1,729 sqft · built 1880 |
| Lot Size | 1.1 acres (48,003 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $290 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-023-019-00 |
| Primary APN | 17-023-019-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,729 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 48,003 sqft (1.1 acres) |
| Lot Dimensions | 135 ft deep x 354 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1405 E M 89 |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9301 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | COM 725.33 FT N OF SE COR OF SEC TH S 74 DEG W TO CENT LINE OF S.T.L. M 89 TH SELY ON SD CENT LINE TO E LINE OF SEC TH N TO |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 23 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 31900 |
Source: Allegan County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5180 GRAND ARBRE TRL, PORTAGE, MI 49024-5765 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,200 (+2.22%) Land $9,200 | $18,400 (+2.22%) Land $18,400 | |
| 2025 | $290.00 | ||
| 2023 | $9,000 Land $9,000 | $18,000 Land $18,000 | |
| 2022 | $290.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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