Allegan County property record for 1396 E M 89, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 1963 |
| Lot Size | 0.963 acres (41,948 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,021 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-024-059-00 |
| Primary APN | 17-024-059-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 41,948 sqft (0.963 acres) |
| Lot Dimensions | 167 ft deep x 251 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1396 E M 89 |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COMM |
| Legal Description | BEG AT SW COR OF SEC TH E 14 FT TH N 35 DEG E TO HWY M}89 TH WLY ALONG M} 89 TO W LINE OF SEC TH S TO PL OF BEG SEC 24 T1N |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 24 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 31900 |
Source: Allegan County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1935 118TH AVE, ALLEGAN, MI 49010-8513 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 16, 2022 |
| Transfer Doc | 0000016302 |
| Record Updated | Sep 20, 2026 |
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,500 (-1.24%) Land $8,500 Building $55,000 | $127,000 (-1.24%) Land $17,000 Building $110,000 | |
| 2025 | $2,021.00 (+3.01%) | $64,300 (+30.96%) Land $8,500 Building $55,800 | $128,600 (+30.96%) Land $17,000 Building $111,600 |
| 2024 | $1,962.00 (+16.99%) | ||
| 2023 | $49,100 Land $8,300 Building $40,800 | $98,200 Land $16,600 Building $81,600 | |
| 2022 | $1,677.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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