1387 E M 89, Otsego, MI 49078 Property Records

Allegan County property record for 1387 E M 89, Otsego, MI 49078

Property Summary

Property Type	Neighborhood Shopping Center, Strip Center
Details	3 ba · 5,795 sqft · built 2015
Lot Size	2.41 acres (105,023 sqft)
Owner	Company Name on File
Last Sale	$235,000 (Apr 2024)
Tax Bill	$8,155 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Apr 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-024-038-00`

Property Details

APN / Parcel Number

Primary APN	`17-024-038-00`

Interior

Stories	1 Story
Building Area	5,795 sqft Total Area
1st Floor Area	868 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Wood Siding
Lot Area	105,023 sqft (2.41 acres)
Lot Dimensions	357 ft deep x 294 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1387 E M 89
City	OTSEGO
State	MI
Zip	49078-9301
Property Category	Commercial
Property Type	Commercial > Retail > Neighborhood Shopping Center, Strip Center
Legal Description	BEG 258'E & 213' N OF SW COR BEING C/L M-89 TH N 383.01' TH S 60 DEG 51'02E 322.97' TH S TO M-89 ROW TH NW'LY ALG SD ROW TO
Legal Range	12W
Legal Township	01N
Legal Section	24
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1029
Census Tract	31900

Owner

Source: Allegan County records · APN 17-024-038-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	700 MALL DR, A, PORTAGE, MI 49024-1803
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
Apr 11, 2024	Warranty Deed, Transfer
Aug 06, 2015	Warranty Deed, Transfer · Seller Carry-Back LYNDON L CRONEN ETAL
Mar 13, 2006	Quit Claim Deed, Transfer Quitclaim
Mar 13, 2006	Warranty Deed, Subdivision Related Transfer METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Aug 06, 2015 · Amount on Record
Deed Document Number	20245333
Deed Book / Page	4933 / 577
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1387 E M 89, OTSEGO, MI 49078-9301
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 MALL DR, PORTAGE, MI 49024-1800

Mortgage

Document Number	005000/936
Date	Dec 27, 2024
Book Page	5000/936
Instrument	2024019218

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	10096

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 11, 2024
Property Address	1387 E M 89, OTSEGO, MI 49078-9301
Document Number	004933/577
Book / Page	4933 / 577
Instrument Date	Apr 08, 2024
Instrument	2024005333
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Tax	$1,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1680 CROOKS RD, TROY, MI 48084-5305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 MALL DR STE A, A, PORTAGE, MI 49024-1803

August 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 06, 2015
Property Address	1387 E M 89, OTSEGO, MI 49078-9301
Document Number	003951/907
Book / Page	3951 / 907
Instrument Date	Jul 31, 2015
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5180 GRAND ARBRE TRL, PORTAGE, MI 49024-5765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 CROOKS RD, TROY, MI 48084-5305

Mortgage

Document Number	0003951909
Date	Aug 06, 2015
Instrument	3951/909

Lender

Name	LYNDON L CRONEN ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

March 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 13, 2006
Property Address	1387 E M 89, OTSEGO, MI 49078-9301
Document Number	002959/234
Book / Page	2959 / 234
Instrument Date	Jan 06, 2006
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1387 E M 89, OTSEGO, MI 49078-9301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14825 SCENIC HEIGHTS RD # 125, 125, EDEN PRAIRIE, MN 55344-2250

March 2006: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 13, 2006
Property Address	1387 E M 89, OTSEGO, MI 49078-9301
Document Number	002959/237
Book / Page	2959 / 237
Instrument Date	Jan 06, 2006
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 25, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1387 E M 89, OTSEGO, MI 49078-9301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5071 W H AVE, KALAMAZOO, MI 49009-8620

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,600 (+229.42%) Land $147,000 Building $476,600	$1,247,200 (+229.42%) Land $294,000 Building $953,200
2025	$8,155.00 (-12.42%)
2023		$189,300 Land $73,500 Building $115,800	$378,600 Land $147,000 Building $231,600
2022	$9,311.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 21, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2009 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: 123.Net.

Based on FCC filings for 274 locations within half a mile of this property.

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