Orange County property record for 1405 E Harding St, Orlando, FL 32806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,903 sqft · built 1940 |
| Lot Size | 0.15 acres (6,516 sqft) |
| Owner | Individual Name on File |
| Last Sale | $459,900 (Sep 2020) |
| Tax Bill | $8,640 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-23-29-8200-00-270 |
| Primary APN | 01-23-29-8200-00-270 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,903 sqft Living Area |
| Gross Area | 2,184 sqft |
| 1st Floor Area | 1,903 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,516 sqft (0.15 acres) |
| Garage Type | Carport |
| Garage Area | 209 sqft |
| Carport | Carport |
| Carport Area | 209 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1405 E HARDING ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32806-4126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A/T |
| Legal Description | SOUTHERN PINES H/112 LOT 27 |
| Legal Range | 29E |
| Legal Township | 23S |
| Legal Section | 01 |
| Legal Subdivision | SOUTHERN PINES |
| Legal Tract | 8200 |
| Legal Lot Number | 27 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11300 |
1405 E Harding St is owned and occupied by an individual who bought it in September 2020.
Source: Orange County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1405 E HARDING ST, ORLANDO, FL 32806-4126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on File |
| Deed Sale | Sep 22, 2020 · Amount on File |
| Prior Sale | Apr 13, 2015 · Amount on File |
| Deed Document Number | 2020495223 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 22, 2020 |
| Property Address | 1405 E HARDING ST, ORLANDO, FL 32806-4126 |
| Document Number | 0000495223 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 495223 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2020 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,219.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1405 E HARDING ST ORLANDO FL 328064126, ORLANDO, FL 32806-4126 |
| Document Number | 495224 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 495224 |
| Name | TRUIST BK |
|---|---|
| Address | RICHMOND, VA 23224 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2050 |
The 2025 property tax bill for 1405 E Harding St was $8,640, up 3.5% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $519,130 (+2.7%) | $533,570 (-1.04%) Land $200,000 Building $333,570 | |
| 2025 | $8,640.00 (+3.5%) Homeowner's exemption | $505,482 | $539,200 Land $200,000 Building $339,200 |
| 2024 | $8,348.00 (+4.26%) | ||
| 2023 | $8,007.00 (+0.43%) Homeowner's exemption | $476,928 (+10.26%) Land $178,000 Building $298,928 | $476,928 (+10.26%) Land $178,000 Building $298,928 |
| 2022 | $7,973.00 | $432,530 Land $155,000 Building $277,530 | $432,530 Land $155,000 Building $277,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1405 E Harding St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2005–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1405 E Harding St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: Summit Broadband, Xfinity.
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