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1323 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 1323 E Harding St, Orlando, FL 32806

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,178 sqft · built 1950
Lot Size0.164 acres (7,130 sqft)
OwnerIndividual Name on File
Last Sale$86,000 (Feb 1995)
Tax Bill$4,727 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-23-29-1936-00-230

Property Details

APN / Parcel Number

Primary APN01-23-29-1936-00-230
Alternative APNs
  • 292301193600230
  • 384268
  • 389550
  • 394004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,178 sqft Living Area
Gross Area1,664 sqft
1st Floor Area1,178 sqft
FlooringParquet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,130 sqft (0.164 acres)
Garage Area242 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area268 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1323 E HARDING ST
CityORLANDO
StateFL
Zip32806-4115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2A/T
Legal DescriptionDARRELLS SUB M/2 LOT 23
Legal Range29E
Legal Township23S
Legal Section01
Legal SubdivisionDARRELL SUB
Legal Tract1936
Legal Lot Number23
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group2
Census Block2013
Census Tract11300

Owner

1323 E Harding St is owned and occupied by an individual who bought it in February 1995.

Source: Orange County records, as of April 30, 2026

Owner of RecordIndividual Name on File
Mailing Address1323 E HARDING ST, ORLANDO, FL 32806-4115
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 1995 · Amount on File
Deed SaleFeb 1, 1995 · Amount on File
Deed Book / Page4850 / 3076
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 31, 2020
Property Address1323 E HARDING ST, ORLANDO, FL 32806-4115
Document Number0000456258
Instrument DateAug 20, 2020
Instrument456258
Transaction TypeTransfer
Record UpdatedSep 21, 2020
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1323 E HARDING ST ORLANDO FL 328064115, ORLANDO, FL 32806-4115

Mortgage

Document Number456260
DateAug 31, 2020
Instrument456260
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1323 E Harding St was $4,727, up 4.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOrlando City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$296,752 (+2.7%)$336,810 (-3.54%) Land $200,000 Building $136,810
2025$4,727.00 (+4.07%) Homeowner's exemption$288,950$349,170 Land $200,000 Building $149,170
2024$4,542.00 (+5.16%)
2023$4,319.00 (+3.1%) Homeowner's exemption$272,628 (+3%)$307,599 (+9.95%) Land $178,000 Building $129,599
2022$4,189.00 Homeowner's exemption$264,687$279,770 Land $155,000 Building $124,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1323 E Harding St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2005–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1323 E Harding St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: Summit Broadband.

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