1401 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 1401 E Harding St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,006 sqft · built 1958
Lot Size	0.15 acres (6,513 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Nov 2025)
Tax Bill	$3,911 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-8200-00-260`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-8200-00-260`
Alternative APNs	`292301820000260` `386363` `391647` `396108`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,006 sqft Living Area
Gross Area	1,675 sqft
1st Floor Area	900 sqft
Utility Area	72 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2000
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,513 sqft (0.15 acres)
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	323 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1401 E HARDING ST
City	ORLANDO
State	FL
Zip	32806-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A/T
Legal Description	SOUTHERN PINES H/112 LOT 26
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	SOUTHERN PINES
Legal Tract	8200
Legal Lot Number	26
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2014
Census Tract	11300

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1401 E HARDING ST, ORLANDO, FL 32806-4126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 12, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Jul 12, 2019 · Amount on Record
Deed Document Number	2025677818
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 25, 2025
Property Address	1401 E HARDING ST, ORLANDO, FL 32806-4126
Document Number	0000677818
Map Reference	MB H PG 112
Instrument Date	Nov 21, 2025
Instrument	20250677818
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	643 FRONT ST, LITITZ, PA 17543-1702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 E HARDING ST, ORLANDO, FL 32806-4126

Mortgage

Document Number	0000677819
Date	Nov 25, 2025
Instrument	20250677819

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 12, 2019
Property Address	1401 E HARDING ST, ORLANDO, FL 32806-4126
Document Number	0000429410
Map Reference	MB H PG 112
Instrument Date	Jun 27, 2019
Instrument	20190429410
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ALOMA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4303 SPYGLASS HILL LN, 4303, IRVING, TX 75038-6434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 E HARDING ST, ORLANDO, FL 32806-4126

Mortgage

Document Number	0000429411
Date	Jul 12, 2019
Instrument	20190429411

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,720 (+17.75%) Land $200,000 Building $89,720	$289,720 (-2.87%) Land $200,000 Building $89,720
2025	$3,911.00 (+4.15%) Homeowner's exemption	$246,056 (+5.99%)	$298,290 (+11.39%) Land $200,000 Building $98,290
2024	$3,755.00 (+5.09%)
2023	$3,573.00 (+3.21%) Homeowner's exemption	$232,156 (+3%)	$267,781 (+11.15%) Land $178,000 Building $89,781
2022	$3,462.00 Homeowner's exemption	$225,394	$240,923 Land $155,000 Building $85,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2005–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Summit Broadband, Xfinity.

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