1405 Colonial Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1405 Colonial Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,632 sqft · built 2014
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$167,900 (Jun 2016)
Tax Bill$3,787 (2025)
Flood ZoneZone X (minimal risk)
APNT072500129

Property Details

APN / Parcel Number

Primary APNT072500129
Alternative APN
  • 3-0018-A108-00-1405.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,632 sqft Living Area
Gross Area2,848 sqft
1st Floor Area816 sqft
Basement Area816 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area3,920 sqft (0.09 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT072500129
Street Address1405 COLONIAL DR
CitySAINT CHARLES
StateMO
Zip63304-6878
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLONIAL GREEN LOT 1405
Legal SubdivisionCOLONIAL GREEN
Legal Lot Number1405
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group1
Census Block1024
Census Tract311740

Owner

1405 Colonial Dr is owned and occupied by two individuals who acquired it in August 2016.

Source: St. Charles County records, as of August 13, 2025

Owner of Record2 Individual Names on File
Mailing Address1405 COLONIAL DR, SAINT CHARLES, MO 63304-6878
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2016 · Amount on File
Deed SaleJun 28, 2016 · Amount on File
Prior SaleJul 8, 2014 · Amount on File
Deed Document Number2016399470
Deed Book / Page6564 / 148
Last Transfer DateAug 24, 2016
Transfer Doc0065990807
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Colonial Dr was $3,787, up 10.7% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,787.00 (+10.73%)$61,405$323,183 Building $323,183
2024$3,420.00
2023$54,933
2022$289,120 Land $49,998 Building $239,122

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1405 Colonial Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMay 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Colonial Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Wisper ISP.

Nearby Properties on Colonial Dr

Nearby Streets

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