1409 Colonial Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1409 Colonial Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,675 sqft · built 2014
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on File
Last Sale	$287,500 (Aug 2019)
Tax Bill	$3,858 (2025)
Deeds & Mortgages	May 2017 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T072500133`

Property Details

APN / Parcel Number

Primary APN	`T072500133`
Alternative APN	`3-0018-A108-00-1409.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,675 sqft Living Area
Gross Area	3,125 sqft
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T072500133
Street Address	1409 COLONIAL DR
City	SAINT CHARLES
State	MO
Zip	63304-6878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL GREEN LOT 1409
Legal Subdivision	COLONIAL GREEN
Legal Lot Number	1409
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1024
Census Tract	311740

Owner

1409 Colonial Dr is owned by a company that bought it in August 2019.

Source: St. Charles County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	907 FINBERRY GROVE CT, SAINT CHARLES, MO 63304-7189
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMERCE BANK
Aug 20, 2019	Warranty Deed, Transfer CHRIS MADDOX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019 · Amount on File
Deed Sale	Aug 20, 2019 · Amount on File
Prior Sale	Aug 13, 2014 · Amount on File
Deed Document Number	2019439390
Deed Book / Page	7126 / 427
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1409 COLONIAL DR, SAINT CHARLES, MO 63304-6878
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067351745
Date	May 1, 2017
Book Page	6735/1745
Instrument	20170501000259420

Lender

Name	COMMERCE BANK
Type	Bank
Address	O FALLON, MO 63366

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 20, 2019
Property Address	1409 COLONIAL DR, SAINT CHARLES, MO 63304-6878
Document Number	0071260427
Book / Page	007126 / 000427
Instrument Date	Aug 14, 2019
Instrument	439390
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	907 FINBERRY GROVE CT ST CHARLES MO 633047189, ST CHARLES, MO 63304-7189

Mortgage

Document Number	71260429
Date	Aug 20, 2019
Book Page	007126/000429
Instrument	439400

Lender

Name	CHRIS MADDOX
Address	5625 W GRANGE ST, PEARLAND, TX 77581

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1409 Colonial Dr was $3,858, up 10.6% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,858.00 (+10.58%)	$62,569	$329,308 Building $329,308
2024	$3,489.00
2023		$56,055
2022			$295,024 Land $49,998 Building $245,026

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1409 Colonial Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Colonial Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

Nearby Properties on Colonial Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures