1403 Colonial Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1403 Colonial Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,993 sqft · built 2014
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$273,100 (Mar 2018)
Tax Bill	$4,433 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T072500127`

Property Details

APN / Parcel Number

Primary APN	`T072500127`
Alternative APN	`3-0018-A108-00-1403.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,993 sqft Living Area
Gross Area	3,625 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T072500127
Street Address	1403 COLONIAL DR
City	SAINT CHARLES
State	MO
Zip	63304-6878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL GREEN LOT 1403
Legal Subdivision	COLONIAL GREEN
Legal Lot Number	1403
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1024
Census Tract	311740

Owner

1403 Colonial Dr is owned and occupied by an individual who bought it in March 2018.

Source: St. Charles County records, as of August 13, 2025

Owner of Record	Individual Name on File
Mailing Address	1403 COLONIAL DR, COTTLEVILLE, MO 63304-6878
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Mar 20, 2018	Warranty Deed, Transfer GOLDEN OAK LNDG
Mar 20, 2017	Warranty Deed, Transfer CLEAR TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2018 · Amount on File
Deed Sale	Mar 20, 2018 · Amount on File
Prior Sale	Mar 20, 2017
Deed Document Number	2018147350
Deed Book / Page	6893 / 1381
Prior Transfer Date	Mar 19, 2018
Prior Transfer Doc	0068931381
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1403 COLONIAL DR, SAINT CHARLES, MO 63304-6878
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 COLONIAL DR, COTTLEVILLE, MO 63304-6878

Mortgage

Document Number	2021R033818
Date	Apr 16, 2021
Instrument	2021R-033818

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 20, 2018
Property Address	1403 COLONIAL DR, SAINT CHARLES, MO 63304-6878
Document Number	0068931381
Book / Page	006893 / 001381
Instrument Date	Mar 19, 2018
Instrument	147350
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	CLEAR TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 COLONIAL DR ST CHARLES MO 633046878, ST CHARLES, MO 63304-6878

Mortgage

Document Number	68931383
Date	Mar 20, 2018
Book Page	006893/001383
Instrument	147360

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 20, 2017
Property Address	1403 COLONIAL DR, SAINT CHARLES, MO 63304-6878
Document Number	0067131950
Book / Page	006713 / 001950
Instrument Date	Mar 15, 2017
Instrument	162390
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	CLEAR TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 WORCESTER CT O FALLON MO 633665558, O FALLON, MO 63366-5558

Tax Assessment & Valuation

The 2025 property tax bill for 1403 Colonial Dr was $4,433, up 9.6% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,433.00 (+9.57%)	$71,954	$378,704 Building $378,704
2024	$4,046.00
2023		$65,066
2022			$342,454 Land $49,998 Building $292,456

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1403 Colonial Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1403 Colonial Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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