1404 S Bruce Rd, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 1404 S Bruce Rd, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 940 sqft · built 1963
Lot Size	0.209 acres (9,108 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Apr 2022)
Tax Bill	$5,003 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-22-331-008-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-22-331-008-000`
Alternative APN	`44423`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	940 sqft Finished Area
1st Floor Area	940 sqft
Basement Area	940 sqft
Finished Basement	841 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,108 sqft (0.209 acres)
Lot Dimensions	138 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	280 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	44423
Street Address	1404 S BRUCE RD
City	SIOUX FALLS
State	SD
Zip	57105-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FP;FP
Legal Description	LOT 8 BLOCK 9 RIVERDALE 2ND ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	RIVERDALE 2ND ADDN
Legal Block	9
Legal Lot Number	8
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1003
Census Tract	1700

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44371 279TH ST, MARION, SD 57043-5836
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST PREMIER BANK
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit FIRST PREMIER BANK
Apr 13, 2022	Warranty Deed, Transfer
Apr 13, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Deed Book / Page	612-D / 794
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1404 S BRUCE RD, SIOUX FALLS, SD 57105-1217
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44371 279TH ST, MARION, SD 57043-5836

Mortgage

Document Number	MTG1976/902
Date	Oct 27, 2023
Book Page	MTG 1976/902

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 10, 2028

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1404 S BRUCE RD, SIOUX FALLS, SD 57105-1217
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44371 279TH ST, MARION, SD 57043-5836

Mortgage

Document Number	1953MTG/902
Date	Jun 6, 2022
Book Page	1953 MTG/902

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 5, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 13, 2022
Property Address	1404 S BRUCE RD, SIOUX FALLS, SD 57105-1217
Document Number	612DEED/794
Book / Page	612 DEED / 794
Instrument Date	Apr 8, 2022
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Amount	Amount Recorded
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4520 E 53RD ST # ST104, 4520, SIOUX FALLS, SD 57110-5309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6100 W 53RD ST, SIOUX FALLS, SD 57106-1910

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 13, 2022
Property Address	1404 S BRUCE RD, SIOUX FALLS, SD 57105-1217
Document Number	612DEED/798
Book / Page	612 DEED / 798
Instrument Date	Apr 8, 2022
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6100 W 53RD ST, 6100, SIOUX FALLS, SD 57106-1910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44371 279TH ST, MARION, SD 57043-5836

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,300 (-) Land $36,700 Building $266,600	$303,300 Land $36,700 Building $266,600
2025	$5,003.00	$303,300 (+0.26%) Land $36,700 Building $266,600
2024	$5,003.00 (+35.91%)	$302,500 (+54.1%) Land $36,700 Building $265,800
2022	$3,681.00	$196,300 Land $36,700 Building $159,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	23 (1979–2024)
Claims Outside the SFHA	5 of 23
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 5 claims Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 5 claims Severe Storms And Flooding, Jul 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Bluepeak Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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