1321 S Bruce Rd, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 1321 S Bruce Rd, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1961
Lot Size	0.198 acres (8,612 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2019)
Tax Bill	$3,385 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-22-330-017-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-22-330-017-000`
Alternative APN	`44360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Finished Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	764 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,612 sqft (0.198 acres)
Lot Dimensions	123 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	44360
Street Address	1321 S BRUCE RD
City	SIOUX FALLS
State	SD
Zip	57105-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLOCK 5 RIVERDALE 2ND ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	RIVERDALE 2ND ADDN
Legal Block	5
Legal Lot Number	18
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1005
Census Tract	1700

Owner

1321 S Bruce Rd is owned and occupied by an individual who bought it in August 2019.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1321 S BRUCE RD, SIOUX FALLS, SD 57105-1214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST
Aug 12, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2019 · Amount on File
Deed Sale	Aug 12, 2019 · Amount on File
Deed Book / Page	590-D / 0872
Prior Transfer Date	Apr 5, 2012
Prior Transfer Doc	000542/317
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1321 S BRUCE RD, SIOUX FALLS, SD 57105-1214
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1949MTG/15
Date	Mar 22, 2022
Book Page	1949 MTG/15

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 12, 2019
Property Address	1321 S BRUCE RD, SIOUX FALLS, SD 57105-1214
Document Number	590DEED/0872
Book / Page	590 DEED / 0872
Instrument Date	Aug 2, 2019
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 S BRUCE RD, SIOUX FALLS, SD 57105-1214

Mortgage

Document Number	1864MTG0540
Date	Aug 12, 2019
Instrument	1864 MTG/0540

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1321 S Bruce Rd was $3,385.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,965 (-1.1%) Land $34,912 Building $211,053	$245,965 Land $34,912 Building $211,053
2025	$3,385.00	$248,700 (-0.44%) Land $35,300 Building $213,400
2024	$3,385.00	$249,800 Land $35,300 Building $214,500
2022	$3,122.00	$206,700 Land $35,300 Building $171,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1321 S Bruce Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	23 (1979–2024)
Claims Outside the SFHA	5 of 23
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 5 claims Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 5 claims Severe Storms And Flooding, Jul 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1321 S Bruce Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Bluepeak Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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