1409 S Bruce Rd, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 1409 S Bruce Rd, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,050 sqft · built 1962
Lot Size	0.206 acres (8,969 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Oct 2023)
Tax Bill	$3,189 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-22-330-020-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-22-330-020-000`
Alternative APN	`44357`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,050 sqft Finished Area
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft
Finished Basement	525 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,969 sqft (0.206 acres)
Lot Dimensions	136 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	170 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	44357
Street Address	1409 S BRUCE RD
City	SIOUX FALLS
State	SD
Zip	57105-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLOCK 5 RIVERDALE 2ND ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	RIVERDALE 2ND ADDN
Legal Block	5
Legal Lot Number	15
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1005
Census Tract	1700

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1409 S BRUCE RD, SIOUX FALLS, SD 57105-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage VOYAGE FCU
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 5, 2018	Trustee's Deed, Foreclosure STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Oct 12, 2021 · Amount on Record
Deed Book / Page	622-D / 429
Prior Transfer Date	Feb 27, 2018
Prior Transfer Doc	000581/278
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1409 S BRUCE RD, SIOUX FALLS, SD 57105-1216
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1933MTG/432
Date	Sep 7, 2021
Book Page	1933 MTG/432

Lender

Name	VOYAGE FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 6, 2023
Property Address	1409 S BRUCE RD, SIOUX FALLS, SD 57105-1216
Document Number	DEED622/429
Book / Page	DEED 622 / 429
Instrument Date	Oct 4, 2023
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 S BRUCE RD, SIOUX FALLS, SD 57105-1216

Mortgage

Document Number	00MTG19769
Date	Oct 6, 2023
Instrument	MTG 1976/9

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Dec 1, 2053

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 5, 2018
Property Address	1409 S BRUCE RD, SIOUX FALLS, SD 57105-1216
Document Number	000581/278
Book / Page	581 / 278
Instrument Date	Feb 27, 2018
Instrument	804635
Transaction Type	Foreclosure
Record Updated	Jun 22, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,734 (-1.1%) Land $35,901 Building $194,833	$230,734 Land $35,901 Building $194,833
2025	$3,189.00	$233,300 (-0.13%) Land $36,300 Building $197,000
2024	$3,189.00 (+8.21%)	$233,600 (+20.16%) Land $36,300 Building $197,300
2022	$2,947.00	$194,400 Land $36,300 Building $158,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	23 (1979–2024)
Claims Outside the SFHA	5 of 23
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 5 claims Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 5 claims Severe Storms And Flooding, Jul 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Bluepeak Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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