1310 Rumstone Ln, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 1310 Rumstone Ln, Charlotte, NC 28262

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,768 sqft · built 1997
Lot Size0.133 acres (5,829 sqft)
OwnerIndividual Name on File
Last Sale$141,000 (Mar 2016)
Tax Bill$3,087 (2023)
Deeds & MortgagesOct 2023 Mortgage
Mar 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN047-073-46

Property Details

APN / Parcel Number

Primary APN047-073-46

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,768 sqft Heated Area
Gross Area2,032 sqft
1st Floor Area808 sqft
Upper Floors Area960 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area5,829 sqft (0.133 acres)
Garage Area228 sqft
PorchPorch
Porch Area36 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number047-073-46
Street Address1310 RUMSTONE LN
CityCHARLOTTE
StateNC
Zip28262-4208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL4 M28-166
Legal SubdivisionSILVERSTONE PH 01 MAP 01
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract5536

Owner

Source: Mecklenburg County records · APN 047-073-46

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1310 RUMSTONE LN, CHARLOTTE, NC 28262-4208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2023Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 19, 2025Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 28, 2016 · Amount on Record
Deed SaleMar 28, 2016 · Amount on Record
Prior SaleJul 16, 2013 · Amount on Record
Deed Document Number0030688210
Deed Book / Page30688 / 210
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1310 RUMSTONE LN, CHARLOTTE, NC 28262-4208
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1310 RUMSTONE LN, CHARLOTTE, NC 28262-4208

Mortgage

Document Number0000094002
DateOct 02, 2023
Book Page38405/856
Instrument2023094002
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1310 RUMSTONE LN, CHARLOTTE, NC 28262-4208
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyTITLE365 COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1310 RUMSTONE LN, CHARLOTTE, NC 28262-4208

Mortgage

Document Number0000024894
DateMar 19, 2025
Book Page39447/515
Instrument2025024894
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2055

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190055362, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 232 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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