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1403 Summit Ave, Ames, IA 50010 Property Records

Story County property record for 1403 Summit Ave, Ames, IA 50010

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 936 sqft · built 1959
Lot Size0.21 acres (9,137 sqft)
Owner2 Individual Names on Record
Last Sale$174,812 (Nov 2021)
Tax Bill$3,550 (2025)
Deeds & MortgagesJul 2019 Refinance
Nov 2021 Sale
Flood ZoneZone X (minimal risk)
APN05-34-450-210

Property Details

APN / Parcel Number

Primary APN05-34-450-210

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft
Basement Area936 sqft
Finished Basement768 sqft
Unfinished Basement168 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleDuplex Single
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,137 sqft (0.21 acres)
Garage TypeDetached
Garage Area384 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1403 SUMMIT AVE
CityAMES
StateIA
Zip50010-5225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionRIDGEWOOD 2ND ADD BLOCK:3 LOT:22 AMES
Legal Range24W
Legal Township84N
Legal Section34
Legal SubdivisionRIDGEWOOD 2ND ADD
Legal Block3
Legal Lot Number22
JurisdictionSTORY IA
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1005
Census Tract400

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2124 HAYES AVE, AMES, IA 50010-4535
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
BROKER SOLUTIONS INC
Nov 12, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2021 · Amount on Record
Deed SaleNov 12, 2021 · Amount on Record
Prior SaleNov 28, 2005 · Amount on Record
Deed Document Number202114369
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address1403 SUMMIT AVE, AMES, IA 50010-5225
Transaction TypeMortgage
Record UpdatedNov 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201906169
DateJul 18, 2019
Instrument2019-06169
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateNov 12, 2021
Property Address1403 SUMMIT AVE, AMES, IA 50010-5225
Document Number0202114369
Instrument DateNov 3, 2021
Instrument2021-14369
Transaction TypeTransfer
Record UpdatedNov 21, 2022

Transaction

AmountAmount Recorded
Tax$276.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1403 SUMMIT AVE, AMES, IA 50010-5225

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,550.00 (+23.35%)$258,200 (+31%) Land $59,400 Building $198,800$258,200 (+31%) Land $59,400 Building $198,800
2024$2,878.00 (+5.89%)
2023$197,100 Land $40,400 Building $156,700$197,100 Land $40,400 Building $156,700
2022$2,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, ICS Advanced Technologies.

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