1415 Summit Ave, Ames, IA 50010 Property Records

Story County property record for 1415 Summit Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,151 sqft · built 1920
Lot Size	0.149 acres (6,488 sqft)
Owner	2 Individual Names on File
Last Sale	$193,000 (Sep 2022)
Tax Bill	$2,382 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-34-450-170`

Property Details

APN / Parcel Number

Primary APN	`05-34-450-170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,151 sqft Living Area
1st Floor Area	735 sqft
Attic	Attic
Attic Area	300 sqft
Basement Area	735 sqft
Finished Basement	735 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,488 sqft (0.149 acres)
Garage Type	Detached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1415 SUMMIT AVE
City	AMES
State	IA
Zip	50010-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	RIDGEWOOD 2ND ADD BLOCK:3 LOT:18 AMES
Legal Range	24W
Legal Township	84N
Legal Section	34
Legal Subdivision	RIDGEWOOD 2ND ADD
Legal Block	3
Legal Lot Number	18
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1005
Census Tract	400

Owner

1415 Summit Ave is owned and occupied by two individuals who bought it in September 2022.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1415 SUMMIT AVE, AMES, IA 50010-5225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Deed Document Number	20228832
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Sep 1, 2022
Property Address	1415 SUMMIT AVE, AMES, IA 50010-5225
Document Number	0202208832
Instrument Date	Aug 29, 2022
Instrument	2022-08832
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1415 SUMMIT AVE, AMES, IA 50010-5225

Mortgage

Document Number	0202208833
Date	Sep 1, 2022
Instrument	2022-08833

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1415 Summit Ave was $2,382 with a homeowner's exemption, down 5.3% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,382.00 (-5.25%) Homeowner's exemption	$184,100 Land $42,200 Building $141,900	$184,100 Land $42,200 Building $141,900
2024	$2,514.00
2023		$183,500 Land $37,100 Building $146,400	$183,500 Land $37,100 Building $146,400
2022	$2,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1415 Summit Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1415 Summit Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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