1401 Summit Ave, Ames, IA 50010 Property Records

Story County property record for 1401 Summit Ave, Ames, IA 50010

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,537 sqft · built 1960
Lot Size0.239 acres (10,400 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Jul 2014)
Tax Bill$4,244 (2025)
Deeds & MortgagesFeb 2020 Refinance
Flood ZoneZone X (minimal risk)
APN05-34-450-220

Property Details

APN / Parcel Number

Primary APN05-34-450-220

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,537 sqft Living Area
1st Floor Area1,150 sqft
Basement Area1,150 sqft
Finished Basement480 sqft
Unfinished Basement670 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,400 sqft (0.239 acres)
Lot Dimensions208 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchSlab
Deck Area300 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1401 SUMMIT AVE
CityAMES
StateIA
Zip50010-5225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionRIDGEWOOD 2ND ADD BLOCK:3 LOT:23 AMES
Legal Range24W
Legal Township84N
Legal Section34
Legal SubdivisionRIDGEWOOD 2ND ADD
Legal Block3
Legal Lot Number23
JurisdictionSTORY IA
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1005
Census Tract400

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1401 SUMMIT AVE, AMES, IA 50010-5225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2014 · Amount on Record
Deed SaleJul 7, 2014 · Amount on Record
Deed Document Number20145490
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address1401 SUMMIT AVE, AMES, IA 50010-5225
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202001534
DateFeb 21, 2020
Instrument2020-01534
Lender
NameCHURCHILL MORTGAGE INVEST
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 1, 2035

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,244.00 (+8.82%)$308,600 (+14.81%) Land $67,600 Building $241,000$308,600 (+14.81%) Land $67,600 Building $241,000
2024$3,900.00 (+21.5%)
2023$268,800 Land $47,700 Building $221,100$268,800 Land $47,700 Building $221,100
2022$3,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, ICS Advanced Technologies.

Nearby Properties on Summit Ave

Nearby Streets

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