Bradford County property record for 1403 Debra St, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,692 sqft · built 1990 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Aug 2023) |
| Tax Bill | $4,197 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02314-0-00500 |
| Primary APN | 02314-0-00500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,692 sqft Living Area |
| Gross Area | 2,442 sqft |
| 1st Floor Area | 1,548 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Dimensions | 200 ft deep x 155 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Pool Area | 360 sqft |
| Porch | Florida Room |
| Utility Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1403 DEBRA ST |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-1407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20 6S 22 LOT 5 OF GREEN ACRES ANNEX 2 ALSO: COM AT NW COR OF LOT 5 FOR POB. S00*0513W 154.27 S87*5706W 50, N00*0513E 154.27, N87*0706E 50 TO POB. |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 20 |
| Legal Subdivision | GREEN ACRES |
| Legal Lot Number | 5 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 202 |
Source: Bradford County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1403 DEBRA ST, STARKE, FL 32091-1407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA |
| Apr 24, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERIS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on Record |
| Deed Sale | Aug 2, 2023 · Amount on Record |
| Prior Sale | Apr 24, 2019 · Amount on Record |
| Deed Document Number | 20236429 |
| Deed Book / Page | 2037 / 541 |
| Prior Transfer Date | Oct 4, 2018 |
| Prior Transfer Doc | 1757/102 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Aug 2, 2023 |
| Property Address | 1403 DEBRA ST, STARKE, FL 32091-1407 |
| Document Number | 0004006429 |
| Book / Page | 2037 / 541 |
| Map Reference | MB 3 PG 12 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 202304006429 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | SONSHINE TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13590 NE 251ST LOOP, RAIFORD, FL 32083-2803 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1403 DEBRA ST, STARKE, FL 32091-1407 |
| Document Number | 0002037543 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 2037/543 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Apr 24, 2019 |
| Property Address | 1403 DEBRA ST, STARKE, FL 32091-1407 |
| Document Number | 0004003583 |
| Book / Page | 001787 / 000266 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 4003583 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | SONSHINE TITLE SERVICES INC, SONSHINE TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,367.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1403 DEBRA ST STARKE FL 320911407, STARKE, FL 32091-1407 |
| Document Number | 4003584 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 001787/000268 |
| Instrument | 4003584 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2049 |
Source: Bradford County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,197.00 (+3.15%) Homeowner's exemption | $253,332 (+2.9%) | $256,470 (+4.17%) Land $31,600 Building $224,870 |
| 2024 | $4,069.00 (+90.23%) Homeowner's exemption | $246,192 (+67.28%) Land $31,600 Building $214,592 | $246,192 (+22.68%) Land $31,600 Building $214,592 |
| 2023 | $2,139.00 (+3.63%) Homeowner's exemption | $147,171 (+3%) | $200,677 (+24.5%) Land $28,240 Building $172,437 |
| 2022 | $2,064.00 Homeowner's exemption | $142,884 | $161,185 Land $22,060 Building $139,125 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 3 (2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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