Bradford County property record for 1398 Debra St, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,316 sqft · built 1984 |
| Lot Size | 0.589 acres (25,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Nov 2021) |
| Tax Bill | $8,282 (2023) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02345-0-00100 |
| Primary APN | 02345-0-00100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,316 sqft Heated Area |
| Gross Area | 4,896 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.589 acres) |
| Pool Area | 817 sqft |
|---|---|
| Porch | Open Porch |
| Patio Area | 288 sqft |
| Utility Building | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1398 DEBRA ST |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-1462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20 6S 22 COM SW COR LOT 6 GREEN ACRES ANNEX #2. N88*32'E 210.04' TO SW COR LOT 3 & POB. N88*32'E 150.09', S00*50'56"W 170', R |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 20 |
| Legal Subdivision | GREEN ACRES |
| Legal Lot Number | 6 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 202 |
Source: Bradford County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1398 DEBRA ST, STARKE, FL 32091-1462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2021 | Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Mar 26, 2020 | Deed of Trust, Mortgage VYSTAR CU |
| Oct 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on Record |
| Deed Sale | Nov 22, 2021 · Amount on Record |
| Prior Sale | Oct 31, 2019 · Amount on Record |
| Deed Document Number | 202104011206 |
| Deed Book / Page | 1937 / 568 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Nov 22, 2021 |
| Property Address | 1398 DEBRA ST, STARKE, FL 32091-1462 |
| Document Number | 1937/568 |
| Book / Page | 1937 / 568 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 202104011206 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | NORTH CENTRAL TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1398 DEBRA ST, STARKE, FL 32091-1462 |
| Document Number | 1937571 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 1937/571 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 1398 DEBRA ST, STARKE, FL 32091-1462 |
| Document Number | 0004002866 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1398 DEBRA ST STARKE FL 320911462, STARKE, FL 32091-1462 |
| Document Number | 0004002866 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 001839/000466 |
| Instrument | 4002866 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 31, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Oct 31, 2019 |
| Property Address | 1398 DEBRA ST, STARKE, FL 32091-1462 |
| Document Number | 0004009504 |
| Book / Page | 1816 / 414 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 201904009504 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | NORTH CENTRAL TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,879.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10425 SW 12TH TER, 10425, MICANOPY, FL 32667-5364 |
| Name | Verified Name |
|---|---|
| Address | 1398 DEBRA ST, STARKE, FL 32091-1462 |
| Document Number | 0004009505 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 201904009505 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: Bradford County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $530,703 (+14.2%) | $543,595 (+16.97%) Land $28,000 Building $515,595 |
| 2023 | $8,282.00 (+15.9%) | $464,717 (+34.85%) Land $25,000 Building $439,717 | $464,717 (+34.85%) Land $25,000 Building $439,717 |
| 2022 | $7,146.00 | $344,626 Land $19,000 Building $325,626 | $344,626 Land $19,000 Building $325,626 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 3 (2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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