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1388 Debra St, Starke, FL 32091 Property Records

Bradford County property record for 1388 Debra St, Starke, FL 32091

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,590 sqft · built 2023
Lot Size0.36 acres (15,681 sqft)
OwnerIndividual Name on File
Last Sale$16,800 (Jan 2020)
Tax Bill$4,880 (2025)
Deeds & MortgagesNov 2022 Construction Loan
Jan 2020 Sale
Flood ZoneZone X (minimal risk)
APN02345-0-00000

Property Details

APN / Parcel Number

Primary APN02345-0-00000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,590 sqft Living Area
Gross Area2,344 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,681 sqft (0.36 acres)
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1388 DEBRA ST
CitySTARKE
StateFL
Zip32091-1462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20 6S 22 COM AT SW COR OF LOT 6 OF GREEN ACRES ANNEX #2 PLAT BK 3 PAGE 12. N88*320E 210.04, TO SW COR OF LOT 3, S0*4036W 234.06, S02*0118W 36.15, TO POB. S07*0741W 101.04, N88*3200E 160, N01*547E 100.03, S86*3124W 149.37 TO POB.
Legal Range22E
Legal Township06S
Legal Section20
Legal SubdivisionGREEN ACRES
Legal Lot Number6
JurisdictionBRADFORD FL
Township / Civil DivisionSTARKE
Census Block Group2
Census Block2015
Census Tract202

Owner

1388 Debra St is owned and occupied by an individual who acquired it in November 2022.

Source: Bradford County records, as of November 26, 2025

Owner of RecordIndividual Name on File
Mailing Address1388 DEBRA ST, STARKE, FL 32091-1462
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2022Intrafamily Transfer, Transfer · Construction Mortgage
CAPITAL CITY HOME LOANS LLC
Jan 31, 2020Warranty Deed, Transfer
NORTH CENTRAL TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2020 · Amount on File
Deed SaleJan 31, 2020 · Amount on File
Prior SaleJan 31, 2020 · Amount on File
Deed Document Number20204000872
Deed Book / Page1830 / 43
Last Transfer DateNov 16, 2022
Transfer Doc0004010882
Record UpdatedJun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBRADFORD FL
Recording DateNov 28, 2022
Property Address1388 DEBRA ST, STARKE, FL 32091-1462
Document Number0004010882
Book / Page2000 / 484
Instrument DateNov 12, 2022
Instrument202204010882
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyNORTH CENTRAL TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8538 NW COUNTY ROAD 225, STARKE, FL 32091-5058

Transferred To (Grantee/Buyer)

NameVerified Name
Address8538 NW COUNTY ROAD 225, STARKE, FL 32091-5058

Mortgage

Document Number0002000486
DateNov 28, 2022
Instrument2000/486
Lender
NameCAPITAL CITY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateDec 1, 2033
Change Frequency6 Months
Min Rate At Change6%
Max Rate At Change11%
IndexOther
Max Rate11%

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateJan 31, 2020
Property Address1388 DEBRA ST, STARKE, FL 32091-1462
Document Number0004000872
Book / Page001830 / 000043
Instrument DateJan 29, 2020
Instrument4000872
Transaction TypeTransfer
Record UpdatedMar 4, 2020
Title CompanyNORTH CENTRAL TITLE INC

Transaction

AmountAmount on Record
Tax$118.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8538 NW COUNTY ROAD 225 STARKE FL 320915058, STARKE, FL 32091-5058

Tax Assessment & Valuation

The 2025 property tax bill for 1388 Debra St was $4,880 with a homeowner's exemption, up 3.1% from the year before.

Source: Bradford County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBradford County
MunicipalityStarke City
Unified School DistrictBradford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,880.00 (+3.08%) Homeowner's exemption$287,410 (+2.9%)$297,958 (+6.68%) Land $28,000 Building $269,958
2024$4,734.00 (+1,176.01%) Homeowner's exemption$279,310 (+1,451.72%) Land $28,000 Building $251,310$279,310 (+1,451.72%) Land $28,000 Building $251,310
2023$371.00 (+5.4%)$18,000 (+5.88%) Land $18,000$18,000 (+5.88%) Land $18,000
2022$352.00$17,000 Land $17,000$17,000 Land $17,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1388 Debra St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims3 (2017)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1388 Debra St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STARKE
serves 6,800 people · EPA ID FL2040211
Water SourceGroundwater
Last State InspectionMar 2026
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

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