1402 Ludlow Pl, Cincinnati, OH 45223 Property Records

Hamilton County property record for 1402 Ludlow Pl, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,190 sqft · built 1912
Lot Size	0.058 acres (2,526 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Feb 2026)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`221-0019-0252-00`

Property Details

APN / Parcel Number

Primary APN	`221-0019-0252-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,190 sqft Living Area
Gross Area	2,799 sqft
1st Floor Area	949 sqft
2nd Floor Area	949 sqft
Attic	Attic
Attic Area	292 sqft
Basement Area	609 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Brick
Lot Area	2,526 sqft (0.058 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Open Frame Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1402 LUDLOW PL
City	CINCINNATI
State	OH
Zip	45223-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	1402 LUDLOW PL 25 X 100 LOT 23 EMERSON & FISHER SUB
Legal Subdivision	EMERSON & FISHER SUB
Legal Lot Number	23
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1012
Census Tract	7400

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1402 LUDLOW PL, CINCINNATI, OH 45223-2135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Dec 15, 2020	Quit Claim Deed, Transfer NEW AMERICAN FNDG
Jun 27, 2018	Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Prior Sale	Jun 27, 2018 · Amount on Record
Deed Document Number	20267806
Deed Book / Page	15594 / 2171
Prior Transfer Date	Sep 16, 2020
Prior Transfer Doc	0000131595
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 2, 2026
Property Address	1402 LUDLOW PL, CINCINNATI, OH 45223-2135
Document Number	0000007806
Book / Page	15594 / 2171
Map Reference	MB 12 PG 31
Instrument Date	Jan 27, 2026
Instrument	2026-0007806
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	LTOC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 LUDLOW PL, CINCINNATI, OH 45223-2135

Mortgage

Document Number	0000007807
Date	Feb 2, 2026
Instrument	2026-0007807

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 15, 2020
Property Address	1402 LUDLOW PL, CINCINNATI, OH 45223-2135
Document Number	0000131595
Book / Page	014315 / 000778
Instrument Date	Sep 16, 2020
Instrument	131595
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	VANTAGE PT TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1402 LUDLOW PL CINCINNATI OH 452232135, CINCINNATI, OH 45223-2135

Mortgage

Document Number	131596
Date	Dec 15, 2020
Book Page	014315/000780
Instrument	131596

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 27, 2018
Property Address	1402 LUDLOW PL, CINCINNATI, OH 45223-2135
Document Number	0000054909
Book / Page	013698 / 000452
Instrument Date	Jun 14, 2018
Instrument	54909
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 LUDLOW PL CINCINNATI OH 452232135, CINCINNATI, OH 45223-2135

Mortgage

Document Number	54910
Date	Jun 27, 2018
Book Page	013698/000454
Instrument	54910

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,258.00 (+3.11%)	$106,614 (-) Land $10,353 Building $96,261	$304,610 (-) Land $29,580 Building $275,030
2024	$2,190.00 (+99.27%)	$106,614 (+18.6%) Land $10,353 Building $96,261
2023	$1,099.00 (+23.21%)	$89,891 (+4.54%) Land $10,353 Building $79,538	$304,610 (+23.99%) Land $29,580 Building $275,030
2022	$892.00 Homeowner's exemption	$85,989 Land $5,352 Building $80,637
2020			$245,680 Land $15,290 Building $230,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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