1400 Ludlow Pl, Cincinnati, OH 45223 Property Records

Hamilton County property record for 1400 Ludlow Pl, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	built 1912
Lot Size	0.058 acres (2,526 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jun 2018)
Tax Bill	$563 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`221-0019-0253-00`

Property Details

APN / Parcel Number

Primary APN	`221-0019-0253-00`

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	2,526 sqft (0.058 acres)
Lot Dimensions	100 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1400 LUDLOW PL
City	CINCINNATI
State	OH
Zip	45223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	LUDLOW PL 25 X 100 LOT 24 EMRSON & FISHER SUB
Legal Subdivision	EMRSON & FISHER SUB
Legal Lot Number	24
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1012
Census Tract	7400

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1402 LUDLOW PL, CINCINNATI, OH 45223-2135
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Jun 27, 2018	Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2018 · Amount on Record
Deed Sale	Jun 27, 2018 · Amount on Record
Prior Sale	Nov 3, 2015 · Amount on Record
Deed Document Number	201854909
Prior Transfer Date	Jul 11, 2013
Prior Transfer Doc	0000000613
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 2, 2026
Property Address	1400 LUDLOW PL, CINCINNATI, OH 45223
Document Number	0000007806
Book / Page	15594 / 2171
Map Reference	MB 12 PG 31
Instrument Date	Jan 27, 2026
Instrument	2026-0007806
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	LTOC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 LUDLOW PL, CINCINNATI, OH 45223-2135

Mortgage

Document Number	0000007807
Date	Feb 2, 2026
Book Page	15594/2173
Instrument	2026-0007807

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 27, 2018
Property Address	1400 LUDLOW PL, CINCINNATI, OH 45223
Document Number	0000054909
Book / Page	013698 / 000452
Instrument Date	Jun 14, 2018
Instrument	54909
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 LUDLOW PL CINCINNATI OH 45223, CINCINNATI, OH 45223

Mortgage

Document Number	54910
Date	Jun 27, 2018
Book Page	013698/000454
Instrument	54910

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$563.00 (+0.18%)	$8,141 (-) Land $5,215 Building $2,926	$23,260 (-) Land $14,900 Building $8,360
2024	$562.00 (-0.18%)	$8,141 (-) Land $5,215 Building $2,926
2023	$563.00 (+40.75%)	$8,141 (+62.43%) Land $5,215 Building $2,926	$23,260 (+62.43%) Land $14,900 Building $8,360
2022	$400.00	$5,012 Land $3,479 Building $1,533
2020			$14,320 Land $9,940 Building $4,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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