10 Ludlow Pl, Cincinnati, OH 45217 Property Records

Hamilton County property record for 10 Ludlow Pl, Cincinnati, OH 45217

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 551 sqft · built 1940
Lot Size0.026 acres (1,176 sqft)
OwnerIndividual Name on File
Last Sale$92,500 (May 2024)
Tax Bill$1,041 (2025)
Deeds & MortgagesMay 2024 Sale & Mortgage
Nov 2023 Sale
Flood ZoneZone X (minimal risk)
APN582-0006-0120-00

Property Details

APN / Parcel Number

Primary APN582-0006-0120-00

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area551 sqft Living Area
1st Floor Area551 sqft

Exterior

Year BuiltBuilt 1940
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area1,176 sqft (0.026 acres)
Lot Dimensions42 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address10 LUDLOW PL
CityCINCINNATI
StateOH
Zip45217-1216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREAR ROSS AVE 35 X 42.50 IRR PTS LOTS 8-9 A PHILLIPS EST
Legal SubdivisionPHILLIPS ESTATES
Legal Lot Number8-9 9
JurisdictionHAMILTON OH
Township / Civil DivisionST. BERNARD
Census Block Group1
Census Block1000
Census Tract25800

Owner

10 Ludlow Pl is owned by an individual who bought it in May 2024.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address8006 VALLEY CROSSING DR, CINCINNATI, OH 45247-1111
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 10, 2024Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Nov 15, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2024 · Amount on File
Deed SaleMay 10, 2024 · Amount on File
Prior SaleNov 15, 2023 · Amount on File
Deed Document Number0000031037
Deed Book / Page15164 / 244
Record UpdatedJun 8, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 10, 2024
Property Address10 LUDLOW PL, CINCINNATI, OH 45217-1216
Document Number0000031037
Book / Page15164 / 244
Map ReferenceMB 1 PG 241
Instrument DateMay 2, 2024
Instrument2024-0031037
Transaction TypeTransfer
Record UpdatedFeb 10, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$92.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10 LUDLOW PL, CINCINNATI, OH 45217-1216

Mortgage

Document Number0000031038
DateMay 10, 2024
Instrument2024-0031038
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2054

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 15, 2023
Property Address10 LUDLOW PL, CINCINNATI, OH 45217-1216
Document Number0000080920
Book / Page15043 / 463
Map ReferenceMB 1 PG 241
Instrument DateNov 13, 2023
Instrument2023-0080920
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

AmountAmount on Record
Tax$22.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 LUDLOW PL, CINCINNATI, OH 45217-1216

Tax Assessment & Valuation

The 2025 property tax bill for 10 Ludlow Pl was $1,041, up 1.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySt. Bernard Village
Unified School DistrictSt. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,041.00 (+1.17%)$16,436 (+0.01%) Land $4,490 Building $11,946
2024$1,029.00 (+1.88%)$16,435 (-) Land $4,490 Building $11,945
2023$1,010.00 (+10.26%)$16,435 (+49.07%) Land $4,490 Building $11,945$46,960 Land $12,830 Building $34,130
2022$916.00 Homeowner's exemption$11,025 Land $3,500 Building $7,525
2020$31,500 Land $10,000 Building $21,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Ludlow Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10 Ludlow Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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