1402 Harpoon Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1402 Harpoon Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1984
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$388,000 (Jan 2026)
Tax Bill	$2,237 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`988413234103`

Property Details

APN / Parcel Number

Primary APN	`988413234103`
Alternative APN	`003604000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988413234103
Street Address	1402 HARPOON DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 88 BLK: SEC: 3 PL: A SL: 219
Legal Subdivision	LANDING
Legal Lot Number	88
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	4
Census Block	4007
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wright Brothers National Memorial listed 1966 · 6 contributing resources · National Historic Landmark (designated 2001) · NRIS 66000071

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 FOX LN, MOYOCK, NC 27958-9481
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOTCOM LLC
Aug 5, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL FEDERAL CU
Feb 2, 2012	Deed of Trust, Mortgage · FHA Mortgage HOME LOAN CENTER INC
Apr 17, 2013	Deed of Trust, Mortgage · FHA Mortgage DISCOVER HOME LOANS INC
Jan 30, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Sep 1, 2005	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Jul 1, 2008
Deed Document Number	2026700156606
Deed Book / Page	2833 / 259
Prior Transfer Date	Feb 15, 2008
Prior Transfer Doc	001758/077
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1402 HARPOON DR, KILL DEVIL HILLS, NC 27948-9320
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002255/0000000156
Date	Aug 20, 2018
Book Page	0000002255/0000000156
Instrument	000700055772

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1402 HARPOON DR, KILL DEVIL HILLS, NC 27948-9320
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002315/669
Date	Aug 5, 2019
Book Page	2315/669
Instrument	700067420

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1402 HARPOON DR, KILL DEVIL HILLS, NC 27948-9320
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002822/349
Date	Nov 21, 2025
Book Page	2822/349
Instrument	700154690

Lender

Name	COASTAL FEDERAL CU
Type	Credit Union
Address	1000 SAINT ALBANS DR, RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 20, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1402 HARPOON DR, KILL DEVIL HILLS, NC 27948-9320
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001887/454
Date	Feb 2, 2012
Book Page	1887/454
Instrument	6305375

Lender

Name	HOME LOAN CENTER INC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2042

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1402 HARPOON DR, KILL DEVIL HILLS, NC 27948-9320
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001927/052
Date	Apr 17, 2013
Book Page	1927/052
Instrument	6326464

Lender

Name	DISCOVER HOME LOANS INC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2043

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jan 30, 2026
Property Address	1402 HARPOON DR, KILL DEVIL HILLS, NC 27948-9320
Document Number	002833/259
Book / Page	2833 / 259
Map Reference	CAB A SLS NOS 219&22
Instrument Date	Jan 23, 2026
Instrument	700156606
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$776.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 BORKUM RD, SPENCER, MA 01562-3114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 FOX LANE, MOYOCK, NC 27958

Mortgage

Document Number	0700156607
Date	Jan 30, 2026
Instrument	700156607

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Sep 1, 2005
Property Address	1402 HARPOON DR, KILL DEVIL HILLS, NC 27948-9320
Document Number	001649/150
Book / Page	1649 / 150
Map Reference	CAB A SL219&220
Instrument Date	Aug 2, 2005
Instrument	6178266
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	815 SHOAL CREEK TRL, CHESAPEAKE, VA 23320-9410

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 7163, KILL DEVIL HILLS, NC 27948-7163

Mortgage

Document Number	001649/151
Date	Sep 1, 2005
Book Page	1649/151
Instrument	6178267

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Aug 1, 2010
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,237.00	$411,900 (-) Land $178,000 Building $233,900	$411,900 (-) Land $178,000 Building $233,900
2025	$2,237.00 (+20.08%)	$411,900 (+67.03%) Land $178,000 Building $233,900
2023	$1,863.00	$246,600 Land $89,000 Building $157,600
2020			$411,900 Land $178,000 Building $233,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 units insured incl. 135 condo units
Nearby Flood Claims	140 (1989–2020)
Claims Outside the SFHA	17 of 140
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 23 claims Hurricane Irene, Aug 2011 · 54 claims Hurricane Dennis, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Harpoon Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures