1307 Harpoon Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1307 Harpoon Dr, Kill Devil Hills, NC 27948

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,002 sqft · built 2021
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$3,158,800 (Feb 2022)
Tax Bill$3,303 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN988414225829

Property Details

APN / Parcel Number

Primary APN988414225829
Alternative APN
  • 004045025

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,002 sqft Finished Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleTraditional
Exterior MaterialOther
Lot Area7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number988414225829
Street Address1307 HARPOON DR
CityKILL DEVIL HILLS
StateNC
Zip27948-8574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 25 BLK: SEC: PL: J SL: 103
Legal SubdivisionWATER OAK
Legal Lot Number25
Legal Unit1
JurisdictionDARE NC
Township / Civil DivisionATLANTIC
Census Block Group4
Census Block4007
Census Tract970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Wright Brothers National Memorial
listed 1966 · 6 contributing resources · National Historic Landmark (designated 2001) · NRIS 66000071

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1307 HARPOON DR, KILL DEVIL HILLS, NC 27948-8574
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Deed of Trust, Mortgage · Line of Credit
SOUTHERN BANK
Feb 11, 2022Deed, Transfer · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2022 · Amount on Record
Deed SaleFeb 11, 2022 · Amount on Record
Deed Document Number2022700113341
Deed Book / Page2591 / 573
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Recording DateAug 12, 2026
Property Address1307 HARPOON DR, KILL DEVIL HILLS, NC 27948-8574
Document Number0700162396
Book / Page2864 / 931
Instrument DateJul 31, 2026
Instrument2026700162396
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 HARPOON DR, KILL DEVIL HILLS, NC 27948-8574

Mortgage

Document Number0700162396,
DateAug 12, 2026
Book Page2864/931
Instrument2026700162396
Lender
NameSOUTHERN BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionDARE NC
Recording DateFeb 11, 2022
Property Address1307 HARPOON DR, KILL DEVIL HILLS, NC 27948-8574
Document Number002591/573
Book / Page2591 / 573
Map ReferenceCAB J SL 73
Instrument DateJul 23, 2021
Instrument700113341
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,053.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 90, KILL DEVIL HILLS, NC 27948-0090

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 HARPOON DR, KILL DEVIL HILLS, NC 27948-8574

Mortgage

Document Number0700113342
DateFeb 11, 2022
Instrument700113342
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDare County
MunicipalityKill Devil Hills Town
Unified School DistrictDare County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,303.00$608,100 (-) Land $177,000 Building $431,100$608,100 (-) Land $177,000 Building $431,100
2025$3,303.00 (-9.01%)$608,100 (+26.56%) Land $177,000 Building $431,100
2023$3,630.00$480,500 Land $88,500 Building $392,000
2020$608,100 Land $177,000 Building $431,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 137 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies272 units insured
incl. 135 condo units
Nearby Flood Claims140 (1989–2020)
Claims Outside the SFHA17 of 140
Most Recent ClaimJan 2020 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 23 claims
  • Hurricane Irene, Aug 2011 · 54 claims
  • Hurricane Dennis, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF KILL DEVIL HILLS
serves 7,200 people · EPA ID NC0428015
Water SourcePurchased groundwater from DARE COUNTY WATER SYSTEM
Last State InspectionApr 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Brightspeed.

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