1304 Harpoon Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1304 Harpoon Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,746 sqft · built 2021
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$679,000 (Apr 2026)
Tax Bill	$3,599 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`988413223796`

Property Details

APN / Parcel Number

Primary APN	`988413223796`
Alternative APN	`004045070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,746 sqft Finished Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Other
Lot Area	9,500 sqft (0.218 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988413223796
Street Address	1304 HARPOON DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-8574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 70 BLK: SEC: PL: J SL: 103
Legal Subdivision	WATER OAK
Legal Lot Number	70
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	4
Census Block	4007
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wright Brothers National Memorial listed 1966 · 6 contributing resources · National Historic Landmark (designated 2001) · NRIS 66000071

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1304 HARPOON DR, KILL DEVIL HILLS, NC 27948-8574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA
Apr 6, 2022	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Apr 6, 2022 · Amount on Record
Deed Document Number	2026700158905
Deed Book / Page	2845 / 607
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Apr 20, 2026
Property Address	1304 HARPOON DR, KILL DEVIL HILLS, NC 27948-8574
Document Number	0700158905
Book / Page	2845 / 607
Instrument Date	Apr 13, 2026
Instrument	2026.700158905
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$137,158.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 HARPOON DR, KILL DEVIL HILLS, NC 27948-8574
Investor	Possibly a Property Investor

Mortgage

Document Number	0700158906,
Date	Apr 20, 2026
Instrument	2026.700158906

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Apr 6, 2022
Property Address	1304 HARPOON DR, KILL DEVIL HILLS, NC 27948-8574
Document Number	002608/687
Book / Page	2608 / 687
Map Reference	CAB J SL 103&104
Instrument Date	Apr 5, 2021
Instrument	700116202
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,091.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 90, KILL DEVIL HILLS, NC 27948-0090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1563 CAROLINA ORCHARDS BLVD, FORT MILL, SC 29715-6023

Mortgage

Document Number	0700116203
Date	Apr 6, 2022
Instrument	700116203

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,599.00	$662,700 (-) Land $181,000 Building $481,700	$662,700 (-) Land $181,000 Building $481,700
2025	$3,599.00 (+13.78%)	$662,700 (+58.28%) Land $181,000 Building $481,700
2023	$3,163.00	$418,700 Land $90,500 Building $328,200
2020			$662,700 Land $181,000 Building $481,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 units insured incl. 135 condo units
Nearby Flood Claims	140 (1989–2020)
Claims Outside the SFHA	17 of 140
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 23 claims Hurricane Irene, Aug 2011 · 54 claims Hurricane Dennis, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

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