1402 Garnet Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1402 Garnet Dr, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,361 sqft · built 2011
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Dec 2012)
Tax Bill	$3,710 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T040300881`

Property Details

APN / Parcel Number

Primary APN	`T040300881`
Alternative APN	`2-0140-9449-00-021A.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,361 sqft Living Area
Basement Area	1,327 sqft
Finished Basement	1,200 sqft

Exterior

Year Built	Built 2011
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	431 sqft
Patio Area	184 sqft

Location & Zoning

Account Number	T040300881
Old Parcel Number	T040300881
Street Address	1402 GARNET DR
City	O FALLON
State	MO
Zip	63366-4794
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAS AT CRYSTAL RIDGE #2 LOT 21A
Legal Range	03E
Legal Township	47N
Legal Subdivision	VILLAS AT CRYSTAL RIDGE #2
Legal Lot Number	21A
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	5
Census Block	5001
Census Tract	311602

Owner

Source: St. Charles County records · APN T040300881

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1402 GARNET DR, O FALLON, MO 63366-4794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 04, 2012 · Amount on Record
Deed Sale	Dec 04, 2012 · Amount on Record
Deed Document Number	0059092105
Deed Book / Page	5909 / 2105
Record Updated	Jun 08, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1402 GARNET DR, O FALLON, MO 63366-4794
Document Number	0067730963
Book / Page	006773 / 000963
Instrument Date	Jul 06, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1402 GARNET DR O FALLON MO 633664794, O FALLON, MO 63366-4794

Mortgage

Document Number	0067730963
Date	Jul 12, 2017
Book Page	006773/000963
Instrument	428410

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,710.00	$57,703 (+9.22%)	$303,702 (+9.22%)
2023		$52,831
2022			$278,058 Building $278,058

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, Wisper ISP.

Based on FCC filings for 112 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OFALLON PWS serves 32,515 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.