1401 Ruffin St, Durham, NC 27701 Property Records

Durham County property record for 1401 Ruffin St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,550 sqft · built 1961
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$532,000 (Mar 2022)
Tax Bill	$6,143 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0822-83-6609`

Property Details

APN / Parcel Number

Primary APN	`0822-83-6609`
Alternative APNs	`0822-83-66-0922` `082216835790` `105855`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,550 sqft Heated Area
1st Floor Area	1,278 sqft
Basement Area	1,278 sqft
Unfinished Basement	1,278 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1401 RUFFIN ST
City	DURHAM
State	NC
Zip	27701-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	NORTHERN HEIGHTS/BLK:A/LT #19-20 PT PL:000009-000098
Legal Subdivision	NORTHERN HEIGHTS
Legal Block	A
Legal Lot Number	19,20
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1019
Census Tract	302

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1401 RUFFIN ST, DURHAM, NC 27701-1214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Warranty Deed, Transfer · Seller Carry-Back PEDRO L JIMENEZ ETUX
Mar 11, 2021	Warranty Deed, Transfer
Jul 14, 2020	Deed of Trust, Construction Loan · Construction Mortgage DREAM CATCHER VENTURES LLC
Jun 15, 2020	Warranty Deed, Transfer · Construction Mortgage JENNY LEE
Nov 30, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Prior Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	202213523
Deed Book / Page	9656 / 599
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 30, 2022
Property Address	1401 RUFFIN ST, DURHAM, NC 27701-1214
Document Number	0096560599
Book / Page	9656 / 599
Map Reference	MB 9 PG 98
Instrument Date	Mar 29, 2022
Instrument	2022013523
Transaction Type	Transfer
Record Updated	Apr 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,064.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 RUFFIN ST, DURHAM, NC 27701-1214

Mortgage

Document Number	2022013524
Date	Mar 30, 2022
Instrument	2022013524

Lender

Name	PEDRO L JIMENEZ ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 11, 2021
Property Address	1401 RUFFIN ST, DURHAM, NC 27701-1214
Document Number	0092590114
Book / Page	9259 / 114
Map Reference	MB 9 PG 98
Instrument Date	Mar 11, 2021
Instrument	2021012062
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$965.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8311 BRIER CREEK PKWY # PKWY105, 8311, RALEIGH, NC 27617-7328

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3400 SW 27TH AVE APT 1801, 1801, MIAMI, FL 33133-5320

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Recording Date	Jul 14, 2020
Property Address	1401 RUFFIN ST, DURHAM, NC 27701-1214
Document Number	0090040660
Book / Page	009004 / 000660
Instrument Date	Jul 14, 2020
Instrument	27734
Transaction Type	Construction Loan
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 90101 RALEIGH NC 276750101, RALEIGH, NC 27675-0101

Mortgage

Document Number	90040660
Date	Jul 14, 2020
Book Page	009004/000660
Instrument	27734

Lender

Name	DREAM CATCHER VENTURES LLC
Address	13200 STRICKLAND RD # 114-16, RALEIGH, NC 27613-5212

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 13, 2021

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 15, 2020
Property Address	1401 RUFFIN ST, DURHAM, NC 27701-1214
Document Number	0089740975
Book / Page	008974 / 000975
Instrument Date	Jun 15, 2020
Instrument	22729
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 90101 RALEIGH NC 276750101, RALEIGH, NC 27675-0101

Mortgage

Document Number	89740979
Date	Jun 15, 2020
Book Page	008974/000979
Instrument	22730

Lender

Name	JENNY LEE
Address	212 BEACON FALLS CT, CARY, NC 27519-8695

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 14, 2021

Mortgage

Document Number	89740986,
Date	Jun 15, 2020
Book Page	008974/000986
Instrument	22731

Lender

Name	BRENDA & JEFF DOZER
Address	1105 ERINS WAY LN, RALEIGH, NC 27614-8004

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 14, 2021

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 30, 2017
Property Address	1401 RUFFIN ST, DURHAM, NC 27701-1214
Document Number	0083180784
Book / Page	008318 / 000784
Instrument Date	Nov 15, 2017
Instrument	42012
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 HUNT ST #201 DURHAM NC 27701, 201, DURHAM, NC 27701

Mortgage

Document Number	83180787
Date	Nov 30, 2017
Book Page	008318/000787
Instrument	42013

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,143.00	$604,480 (+74.11%) Land $274,500 Building $329,980	$604,480 (+74.11%) Land $274,500 Building $329,980
2025	$6,143.00 (+35.1%)
2023	$4,547.00 (+4.05%)	$347,187 Land $115,900 Building $231,287	$347,187 Land $115,900 Building $231,287
2022	$4,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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