1308 Ruffin St, Durham, NC 27701 Property Records

Durham County property record for 1308 Ruffin St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,511 sqft · built 1945
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,240 (Apr 2022)
Tax Bill	$5,402 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0822-83-7564`

Property Details

APN / Parcel Number

Primary APN	`0822-83-7564`
Alternative APNs	`0822-83-75-6499` `082216837565` `105506`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,511 sqft Heated Area
1st Floor Area	1,511 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	130 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1308 RUFFIN ST
City	DURHAM
State	NC
Zip	27701-1649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	SECURITY HME BLDRS/POPE/B LK:C/LT#01 PL:000015-000074
Legal Subdivision	SECURITY HME BLDRS/POPE
Legal Block	C
Legal Lot Number	1
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2001
Census Tract	302

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1308 RUFFIN ST, DURHAM, NC 27701-1649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP
Dec 28, 2018	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
May 2, 2018	Warranty Deed, Construction Loan · Construction Mortgage 401K PSP/TR (CT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	202217079
Deed Book / Page	9676 / 169
Prior Transfer Date	Nov 19, 2004
Prior Transfer Doc	0046360878
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 22, 2022
Property Address	1308 RUFFIN ST, DURHAM, NC 27701-1649
Document Number	0096760169
Book / Page	9676 / 169
Map Reference	MB 15 PG 74
Instrument Date	Mar 26, 2022
Instrument	2022017079
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 APPLE RIDGE RD, 40, DANBURY, CT 06810-7301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 RUFFIN ST, DURHAM, NC 27701-1649

Mortgage

Document Number	2022017080
Date	Apr 22, 2022
Instrument	2022017080

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 28, 2018
Property Address	1308 RUFFIN ST, DURHAM, NC 27701-1649
Document Number	0085710660
Book / Page	8571 / 660
Map Reference	MB 15 PG 74
Instrument Date	Dec 21, 2018
Instrument	2018044419
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3949 PLYMOUTH RD, 3949, DURHAM, NC 27707-5123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 RUFFING STREET, DURHAM, NC 27701-1649

Mortgage

Document Number	2018044420
Date	Dec 28, 2018
Instrument	2018044420

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

May 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 2, 2018
Property Address	1308 RUFFIN ST, DURHAM, NC 27701-1649
Document Number	0084140926
Book / Page	008414 / 000926
Instrument Date	Apr 30, 2018
Instrument	14534
Transaction Type	Construction Loan
Record Updated	May 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	573 ERWIN RD DURHAM NC 277079530, DURHAM, NC 27707-9530

Mortgage

Document Number	84140929
Date	May 2, 2018
Book Page	008414/000929
Instrument	14535

Lender

Name	401K PSP/TR (CT)
Address	119 E MAIN ST, DURHAM, NC 27701-3601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2019

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,402.00 (+2.52%)	$531,582 (-) Land $263,250 Building $268,332	$531,582 (-) Land $263,250 Building $268,332
2025	$5,269.00 (+12.9%)	$531,582 (+49.18%) Land $263,250 Building $268,332	$531,582 (+49.18%) Land $263,250 Building $268,332
2023	$4,667.00 (+2.35%)	$356,345 Land $93,920 Building $262,425	$356,345 Land $93,920 Building $262,425
2022	$4,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1999–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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