1212 Ruffin St, Durham, NC 27701 Property Records

Durham County property record for 1212 Ruffin St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 951 sqft · built 1946
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$267,000 (Jul 2019)
Tax Bill	$4,421 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0822-83-7276`

Property Details

APN / Parcel Number

Primary APN	`0822-83-7276`
Alternative APNs	`0822-83-72-7661` `082216837276` `105510`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	951 sqft Heated Area
1st Floor Area	951 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	148 ft deep x 60 ft wide
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1212 RUFFIN ST
City	DURHAM
State	NC
Zip	27701-1648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5(2)
Legal Description	SECURITY HME BLDRS/POPE/B LK:D/LT#01 PL:000015-000074
Legal Subdivision	SECURITY HME BLDRS/POPE
Legal Block	D
Legal Lot Number	1
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2001
Census Tract	302

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1212 RUFFIN ST, DURHAM, NC 27701-1648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FRANCIS J MULCAHY ETAL
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 25, 2019	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	Nov 27, 2012 · Amount on Record
Deed Document Number	201925947
Deed Book / Page	8711 / 107
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1212 RUFFIN ST, DURHAM, NC 27701-1648
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095880524
Date	Jan 14, 2022
Book Page	9588/524
Instrument	2022001942

Lender

Name	FRANCIS J MULCAHY ETAL
Type	Private Party
Address	1015 NORTHSHORE DR, ROSWELL, GA 30076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 15, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1212 RUFFIN ST, DURHAM, NC 27701-1648
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095070527
Date	Oct 26, 2021
Book Page	9507/527
Instrument	2021054623

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 25, 2019
Property Address	1212 RUFFIN ST, DURHAM, NC 27701-1648
Document Number	0087110107
Book / Page	8711 / 107
Map Reference	MB 15 PG 74
Instrument Date	Jul 22, 2019
Instrument	2019025947
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1753 SILLVIEW DR, 1753, PITTSBURGH, PA 15243-1557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 RUFFIN ST, DURHAM, NC 27701-1648

Mortgage

Document Number	2019025948
Date	Jul 25, 2019
Instrument	2019025948

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,421.00 (+2.5%)	$435,092 (-) Land $270,000 Building $165,092	$435,092 (-) Land $270,000 Building $165,092
2025	$4,313.00 (+78.44%)	$435,092 (+135.72%) Land $270,000 Building $165,092	$435,092 (+135.72%) Land $270,000 Building $165,092
2023	$2,417.00 (+2.33%)	$184,578 Land $105,336 Building $79,242	$184,578 Land $105,336 Building $79,242
2022	$2,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1999–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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