1400 Winter Pine Trl, Severn, MD 21144 Property Records

Anne Arundel County property record for 1400 Winter Pine Trl, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,028 sqft · built 2012
Lot Size	0.479 acres (20,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jun 2019)
Tax Bill	$7,269 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-168-90235186`

Property Details

APN / Parcel Number

Primary APN	`04-168-90235186`
Alternative APNs	`4-168-90235186` `16890235186`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,028 sqft Living Area
Gross Area	4,428 sqft
1st Floor Area	1,432 sqft
Basement Area	1,136 sqft
Finished Basement	1,136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,848 sqft (0.479 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	16890235186
Street Address	1400 WINTER PINE TRL
City	SEVERN
State	MD
Zip	21144-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 32 COLDWATER RESERVE PH 2
Legal Subdivision	COLDWATER RESERVE PH 2
Legal Phase	2
Legal Block	1
Legal Lot Number	32
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	2
Census Block Group	1
Census Block	1022
Census Tract	740203

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1400 WINTER PINE TRL, SEVERN, MD 21144-1520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 14, 2019	Deed of Trust, Mortgage · FHA Mortgage JG WENTWORTH HM LNDG
Jun 27, 2019	Grant Deed, Transfer · FHA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Jan 24, 2014 · Amount on Record
Deed Book / Page	33289 / 370
Prior Transfer Date	Feb 23, 2015
Prior Transfer Doc	0281090121
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1400 WINTER PINE TRL, SEVERN, MD 21144-1520
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0344950399
Date	Apr 28, 2020
Book Page	34495/399

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1400 WINTER PINE TRL, SEVERN, MD 21144-1520
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0369260324
Date	Jun 7, 2021
Book Page	36926/324

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jun 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1400 WINTER PINE TRL, SEVERN, MD 21144-1520
Document Number	0336440380
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1400 WINTER PINE TRL SEVERN MD 211441520, SEVERN, MD 21144-1520

Mortgage

Document Number	0336440380
Date	Oct 1, 2019
Book Page	033644/000380

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Interest

Rate Type	Adjustable Rate

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 27, 2019
Property Address	1400 WINTER PINE TRL, SEVERN, MD 21144-1520
Document Number	0332890370
Book / Page	033289 / 000370
Instrument Date	Jun 14, 2019
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1008 SCOTTS HILL DR PIKESVILLE MD 212083521, PIKESVILLE, MD 21208-3521

Mortgage

Document Number	332890378
Date	Jun 27, 2019
Book Page	033289/000378

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$650,033 (+4.95%)	$711,300 (+14.84%) Land $220,500 Building $490,800
2025	$7,269.00 (+3.99%)	$619,400 (+9.5%) Land $195,400 Building $424,000	$619,400 (-) Land $195,400 Building $424,000
2024	$6,990.00 (+13.16%)
2023	$6,177.00	$565,667	$619,400 Land $195,400 Building $424,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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