1409 Winter Pine Trl, Severn, MD 21144 Property Records

Anne Arundel County property record for 1409 Winter Pine Trl, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,420 sqft · built 2013
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Dec 2016)
Tax Bill	$7,673 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-168-90235158`

Property Details

APN / Parcel Number

Primary APN	`04-168-90235158`
Alternative APNs	`4-168-90235158` `16890235158`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,420 sqft Living Area
Gross Area	4,820 sqft
1st Floor Area	1,574 sqft
Basement Area	1,170 sqft
Finished Basement	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	10,200 sqft (0.234 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	16890235158
Street Address	1409 WINTER PINE TRL
City	SEVERN
State	MD
Zip	21144-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 4 COLDWATER RESERVE PH 2
Legal Subdivision	COLDWATER RESERVE PH 2
Legal Phase	2
Legal Block	1
Legal Lot Number	4
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	2
Census Block Group	1
Census Block	1021
Census Tract	740203

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1409 WINTER PINE TRL, SEVERN, MD 21144-1506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2016 · Amount on Record
Deed Sale	Dec 7, 2016 · Amount on Record
Prior Sale	Jun 13, 2013 · Amount on Record
Deed Document Number	201630381-421
Deed Book / Page	30381 / 421
Last Transfer Date	Jun 10, 2021
Transfer Doc	0372360499
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1409 WINTER PINE TRL, SEVERN, MD 21144-1506
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 WINTER PINE TRL, SEVERN, MD 21144-1506

Mortgage

Document Number	0394570027
Date	Feb 14, 2023
Book Page	39457/27

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	TOWSON, MD 21204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 21, 2021
Property Address	1409 WINTER PINE TRL, SEVERN, MD 21144-1506
Document Number	0372360499
Book / Page	37236 / 499
Map Reference	MB SM 312 FO 18-28
Instrument Date	Jun 10, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	NOT AVAILABLE, CERTIFIED TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1409 WINTER PINE TRL, SEVERN, MD 21144-1506

Mortgage

Document Number	0037236503
Date	Jul 21, 2021
Instrument	37236/503

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$722,633 (+4.97%)	$791,100 (+14.92%) Land $218,600 Building $572,500
2025		$688,400 (+10.79%) Land $193,900 Building $494,500	$688,400 (-) Land $193,900 Building $494,500
2024	$7,673.00 (+13.1%)
2023	$6,784.00	$621,333	$688,400 Land $193,900 Building $494,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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