1408 Winter Pine Trl, Severn, MD 21144 Property Records

Anne Arundel County property record for 1408 Winter Pine Trl, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,312 sqft · built 2013
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$478,925 (Jul 2013)
Tax Bill	$5,751 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-168-90235183`

Property Details

APN / Parcel Number

Primary APN	`04-168-90235183`
Alternative APNs	`4-168-90235183` `16890235183`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,312 sqft Living Area
Gross Area	3,712 sqft
1st Floor Area	1,172 sqft
Basement Area	908 sqft
Finished Basement	908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,200 sqft (0.234 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	16890235183
Street Address	1408 WINTER PINE TRL
City	SEVERN
State	MD
Zip	21144-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 29 COLDWATER RESERVE PH 2
Legal Subdivision	COLDWATER RESERVE PH 2
Legal Phase	2
Legal Block	1
Legal Lot Number	29
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	2
Census Block Group	1
Census Block	1022
Census Tract	740203

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1408 WINTER PINE TRL, SEVERN, MD 21144-1520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWER FCU
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Jan 21, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Jun 10, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2013 · Amount on Record
Deed Sale	Jul 31, 2013 · Amount on Record
Prior Sale	Apr 10, 2013 · Amount on Record
Deed Book / Page	26463 / 27
Last Transfer Date	May 30, 2019
Transfer Doc	0332160437
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1408 WINTER PINE TRL, SEVERN, MD 21144-1520
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0399540331
Date	Sep 25, 2023
Book Page	39954/331

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 21, 2038

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1408 WINTER PINE TRL, SEVERN, MD 21144-1520
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 WINTER PINE TRL, SEVERN, MD 21144-1520

Mortgage

Document Number	0380790401
Date	Dec 15, 2021
Book Page	38079/401

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1408 WINTER PINE TRL, SEVERN, MD 21144-1520
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0340940194
Date	Jan 21, 2020
Book Page	34094/194

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 30, 2049

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 10, 2019
Property Address	1408 WINTER PINE TRL, SEVERN, MD 21144-1520
Document Number	0332160437
Book / Page	33216 / 437
Map Reference	MB312 PG18-28PL16144
Instrument Date	May 30, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1408 WINTER PINE TRL, SEVERN, MD 21144-1520

Mortgage

Document Number	0033216441
Date	Jun 10, 2019
Instrument	33216/441

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,700 (+4.91%)	$644,900 (+14.73%) Land $218,600 Building $426,300
2025	$5,751.00 (+2.29%) Homeowner's exemption	$562,100 (+16.38%) Land $193,900 Building $368,200	$562,100 (-) Land $193,900 Building $368,200
2024	$5,622.00 (+13.05%)
2023	$4,973.00	$482,967	$562,100 Land $193,900 Building $368,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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