123 Warwick Rd, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 123 Warwick Rd, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,128 sqft · built 1910
Lot Size	0.183 acres (7,950 sqft)
Owner	2 Individual Names on File
Last Sale	$612,500 (Sep 2015)
Tax Bill	$10,730 (2026)
Deeds & Mortgages	Aug 2019 Refinance Mar 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:A11 P:0000069`

Property Details

APN / Parcel Number

Primary APN	`MELR M:A11 P:0000069`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
Gross Area	4,511 sqft
Basement Area	950 sqft
Unfinished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	7,950 sqft (0.183 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	123 WARWICK RD
City	MELROSE
State	MA
Zip	02176-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Legal Subdivision	FELLSWAY HEIGHTS
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	5
Census Block	5023
Census Tract	336100

Owner

123 Warwick Rd is owned and occupied by two individuals who bought it in September 2015.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	123 WARWICK RD, MELROSE, MA 02176-2116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Mar 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Sep 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2015 · Amount on File
Deed Sale	Sep 4, 2015 · Amount on File
Prior Sale	Dec 6, 2001 · Amount on File
Deed Book / Page	66035 / 300
Transfer Doc	066035-300
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	123 WARWICK RD, MELROSE, MA 02176-2116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73084-314
Date	Aug 9, 2019
Book Page	73084/314
Instrument	117751

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	123 WARWICK RD, MELROSE, MA 02176-2116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74221-265
Date	Mar 2, 2020
Book Page	74221/265
Instrument	31574

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	123 WARWICK RD, MELROSE, MA 02176-2116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75528-207
Date	Sep 2, 2020
Book Page	75528/207
Instrument	153249

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 123 Warwick Rd was $10,730, up 12,093.2% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,730.00 (+12,093.18%)	$935,500 (+4.48%) Land $488,000 Building $447,500	$1,084,964 (+8.27%)
2025	$88.00 (-98.98%)	$895,400 (+3.22%) Land $460,100 Building $435,300	$1,002,060
2024	$8,614.00 (+1.27%)	$867,500 (+6.27%) Land $432,200 Building $435,300
2023	$8,506.00	$816,300 Land $418,300 Building $398,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Warwick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 123 Warwick Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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