140 Vale St, Marion, NC 28752 Property Records

McDowell County property record for 140 Vale St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 838 sqft · built 1900
Lot Size	0.198 acres (8,650 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Mar 2021)
Tax Bill	$400 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Oct 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`1701-12-85-6994`

Property Details

APN / Parcel Number

Primary APN	`1701-12-85-6994`
Alternative APN	`74570`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	838 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,650 sqft (0.198 acres)
Lot Dimensions	173 ft deep x 50 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Account Number	74570
Street Address	140 VALE ST
City	MARION
State	NC
Zip	28752-4793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 38-39 PB2 PG8
Legal Subdivision	W H HAWKINS SUB
Legal Lot Number	38-39
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2023
Census Tract	970400

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 VALE ST, MARION, NC 28752-4793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Warranty Deed, Transfer · USDA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Oct 9, 2017	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Deed Document Number	0001347421
Deed Book / Page	1347 / 421
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 29, 2021
Property Address	140 VALE ST, MARION, NC 28752-4793
Document Number	0013470421
Book / Page	1347 / 421
Map Reference	MB 2 PG 8
Instrument Date	Mar 29, 2021
Instrument	2021002009
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$256.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 HARRISON TER # TER121A, 90, MARION, NC 28752-1530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 VALE ST, MARION, NC 28752-4793

Mortgage

Document Number	2021002010
Date	Mar 29, 2021
Instrument	2021002010

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCDOWELL NC
Property Address	140 VALE ST, MARION, NC 28752-4793
Document Number	0012310756
Instrument Date	Oct 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 VALE ST MARION NC 287524793, MARION, NC 28752-4793

Mortgage

Document Number	0012310756
Date	Dec 12, 2017
Book Page	001231/000756
Instrument	5958

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Dec 11, 2057

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$400.00	$66,940 (-) Land $25,000 Building $41,940
2023	$400.00	$66,940 Land $25,000 Building $41,940	$66,940 Land $25,000 Building $41,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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