121 Vale St, Marion, NC 28752 Property Records

McDowell County property record for 121 Vale St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 956 sqft · built 1900
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Dec 2020)
Tax Bill	$415 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1701-12-85-5832`

Property Details

APN / Parcel Number

Primary APN	`1701-12-85-5832`
Alternative APN	`73911`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	956 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	104 ft deep x 75 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Account Number	73911
Street Address	121 VALE ST
City	MARION
State	NC
Zip	28752-4794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 24 25 26 W H HAWKINSP2 PG8
Legal Subdivision	W H HAWKINS SUB
Legal Lot Number	24-26
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2028
Census Tract	970400

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 VALE ST, MARION, NC 28752-4794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	0001334878
Deed Book / Page	1334 / 878
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Dec 22, 2020
Property Address	121 VALE ST, MARION, NC 28752-4794
Document Number	0013340878
Book / Page	1334 / 878
Map Reference	MB 2 PG 8
Instrument Date	Dec 16, 2020
Instrument	2020006863
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 VALE ST, MARION, NC 28752-4794

Mortgage

Document Number	2020006864
Date	Dec 22, 2020
Instrument	2020006864

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$415.00	$69,410 (-) Land $25,000 Building $44,410
2023	$415.00	$69,410 Land $25,000 Building $44,410	$69,410 Land $25,000 Building $44,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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