95 Vale St, Marion, NC 28752 Property Records

McDowell County property record for 95 Vale St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,408 sqft · built 1949
Lot Size	0.135 acres (5,900 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Feb 2007)
Tax Bill	$532 (2025)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1701-12-85-5628`

Property Details

APN / Parcel Number

Primary APN	`1701-12-85-5628`
Alternative APN	`44403`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,408 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,900 sqft (0.135 acres)
Lot Dimensions	118 ft deep x 50 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	44403
Street Address	95 VALE ST
City	MARION
State	NC
Zip	28752-4791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 19 20 W.H.HAWKINS S/PB2 PG8
Legal Subdivision	W H HAWKINS SUB
Legal Lot Number	19-20 20
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2028
Census Tract	970400

Owner

Source: McDowell County records · APN 1701-12-85-5628

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	95 VALE ST, MARION, NC 28752-4791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 2007 · Amount on Record
Deed Sale	Feb 26, 2007 · Amount on Record
Deed Document Number	2007001401
Deed Book / Page	0907 / 0435
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	95 VALE ST, MARION, NC 28752-4791
Transaction Type	Mortgage
Record Updated	Jun 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10209, GREENSBORO, NC 27404-0209

Mortgage

Document Number	0014350712
Date	May 22, 2023
Book Page	1435/712
Instrument	2023002318

Lender

Name	FIRST BANK
Type	Bank
Address	MARION, NC 28752

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$532.00	$89,030 (-) Land $25,000 Building $64,030
2023	$532.00	$89,030 Land $25,000 Building $64,030	$89,030 Land $25,000 Building $64,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 13, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Optimum Communications.

Based on FCC filings for 160 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MARION serves 9,362 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.