Branch County property record for 89 Smith St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1981 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Mar 2019) |
| Tax Bill | $1,743 (2025) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage Nov 2017 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-000-000-311-05 |
| Primary APN | 302-000-000-311-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Lot Area | 13,068 sqft (0.3 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 89 SMITH ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 OF IRWIN PARK MANOR # 1 |
| Legal Subdivision | IRWIN PARK MANOR NO 1 |
| Legal Lot Number | 5 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 951400 |
Source: Branch County records · APN 302-000-000-311-05
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 SMITH ST, COLDWATER, MI 49036-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2019 | Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Nov 16, 2017 | Sheriff's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 26, 2019 · Amount on Record |
| Deed Sale | Mar 26, 2019 · Amount on Record |
| Prior Sale | Nov 16, 2017 · Amount on Record |
| Deed Document Number | 20191466 |
| Prior Transfer Date | Mar 13, 1997 |
| Prior Transfer Doc | 0689000096 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Mar 26, 2019 |
| Property Address | 89 SMITH ST, COLDWATER, MI 49036-1533 |
| Document Number | 201901466 |
| Map Reference | LB 4 PG 57 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 2019-01466 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2100 E ELLIOT RD, 2100, TEMPE, AZ 85284-1806 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 89 SMITH ST, COLDWATER, MI 49036-1533 |
| Document Number | 201901467 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 2019-01467 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Nov 16, 2017 |
| Property Address | 89 SMITH ST, COLDWATER, MI 49036-1533 |
| Document Number | 201707738 |
| Map Reference | LB4 PG57 |
| Instrument Date | Nov 02, 2017 |
| Instrument | 2017-07738 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $73.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2100 E ELLIOT RD, TEMPE, AZ 85284-1806 |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,650 (+61.39%) | $169,300 (+61.39%) | |
| 2025 | $1,743.00 (+3.69%) | $52,450 | $104,900 |
| 2024 | $1,681.00 |
Source: FEMA National Flood Hazard Layer as of April 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 472 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLDWATER serves 13,822 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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