Iredell County property record for 140 Ridge Bluff Rd, Mooresville, NC 28115
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,563 sqft · built 2010 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Aug 2020) |
| Tax Bill | $3,027 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4657-72-1993.000 |
| Primary APN | 4657-72-1993.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,563 sqft Heated Area |
| Gross Area | 1,983 sqft |
| 1st Floor Area | 943 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Width | 34 ft Width |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80074643 |
|---|---|
| Street Address | 140 RIDGE BLUFF RD |
| City | MOORESVILLE |
| State | NC |
| Zip | 28115-2496 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RG |
| Legal Description | L118 HIGH RIDGE TOWN HOM ES PB 55-57 |
| Legal Subdivision | HIGH RIDGE |
| Legal Block | 72 |
| Legal Lot Number | 118 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | CODDLE CREEK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 61601 |
140 Ridge Bluff Rd, a townhouse, is owned and occupied by an individual who bought it in August 2020.
Source: Iredell County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 RIDGE BLUFF RD, MOORESVILLE, NC 28115-2496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2024 | Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 31, 2020 | Warranty Deed, Transfer · FHA Mortgage MCLEAN MORTGAGE CORP |
| Feb 13, 2009 | Loan Modification, Mortgage · Conventional Mortgage UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2020 · Amount on File |
| Deed Sale | Aug 31, 2020 · Amount on File |
| Prior Sale | Aug 14, 2015 · Amount on File |
| Deed Book / Page | 2729 / 1795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 140 RIDGE BLUFF RD, MOORESVILLE, NC 28115-2496 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 140 RIDGE BLUFF RD, MOORESVILLE, NC 28115-2496 |
| Document Number | 0030431409 |
|---|---|
| Date | Feb 15, 2024 |
| Book Page | 3043/1409 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6101 CONDOR DR # 200, MOORPARK, CA 93021 |
| Amount | Amount on Record |
|---|---|
| Term | 319 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Aug 31, 2020 |
| Property Address | 140 RIDGE BLUFF RD, MOORESVILLE, NC 28115-2496 |
| Document Number | 27291795 |
| Book / Page | 2729 / 1795 |
| Map Reference | MB 55 PG 57 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 CONDUCTOR LN APT 703, 105, MOORESVILLE, NC 28115-5419 |
| Name | Verified Name |
|---|---|
| Address | 140 RIDGE BLUFF RD, MOORESVILLE, NC 28115-2496 |
| Document Number | 27291797 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2729/1797 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 140 RIDGE BLUFF RD, MOORESVILLE, NC 28115-2496 |
| Document Number | 2605782 |
| Instrument Date | Feb 13, 2009 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Name | Verified Name |
|---|---|
| Address | 140 RIDGE BLUFF RD MOORESVILLE NC 281152496, MOORESVILLE, NC 28115-2496 |
| Document Number | 2605782 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 002605/000782 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | ST JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
The 2025 property tax bill for 140 Ridge Bluff Rd was $3,027, up 2% from the year before.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Municipality | Mooresville Town |
| Unified School District | Mooresville City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,700 (-) Land $33,000 Building $209,700 | $242,700 (-) Land $33,000 Building $209,700 | |
| 2025 | $3,027.00 (+2.02%) | $242,700 (-) Land $33,000 Building $209,700 | $242,700 (-) Land $33,000 Building $209,700 |
| 2024 | $2,967.00 (+0.82%) | $242,700 (-) Land $33,000 Building $209,700 | $242,700 (-) Land $33,000 Building $209,700 |
| 2023 | $2,943.00 (+38.95%) | $242,700 (+63.04%) Land $33,000 Building $209,700 | $242,700 (+63.04%) Land $33,000 Building $209,700 |
| 2022 | $2,118.00 | $148,860 Land $20,000 Building $128,860 | $148,860 Land $20,000 Building $128,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 140 Ridge Bluff Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 140 Ridge Bluff Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOORESVILLE serves 54,455 people · EPA ID NC0149015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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