124 Ridge Bluff Rd, Mooresville, NC 28115 Property Records

Iredell County property record for 124 Ridge Bluff Rd, Mooresville, NC 28115

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,369 sqft · built 2007
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$211,000 (Jun 2021)
Tax Bill	$2,661 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4657-73-1293.000`

Property Details

APN / Parcel Number

Primary APN	`4657-73-1293.000`
Alternative APNs	`4657731250.232` `80083579`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,369 sqft Heated Area
Gross Area	1,789 sqft
1st Floor Area	641 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80083579
Street Address	124 RIDGE BLUFF RD
City	MOORESVILLE
State	NC
Zip	28115-2496
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RG
Legal Description	L146 HIGH RIDGE TOWNHOMES PB 58-72 PH2
Legal Subdivision	HIGH RIDGE
Legal Block	73
Legal Lot Number	146
Jurisdiction	IREDELL NC
Township / Civil Division	CODDLE CREEK
Census Block Group	1
Census Block	1004
Census Tract	61601

Owner

124 Ridge Bluff Rd, a townhouse, is owned and occupied by two individuals who bought it in June 2021.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	124 RIDGE BLUFF RD, MOORESVILLE, NC 28115-2496
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	May 20, 2008 · Amount on File
Deed Book / Page	2827 / 514
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 29, 2021
Property Address	124 RIDGE BLUFF RD, MOORESVILLE, NC 28115-2496
Document Number	2827514
Book / Page	2827 / 514
Map Reference	MB 58 PG 72
Instrument Date	Jun 23, 2021
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	LKN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	198 HUNTERS HILL DR, 198, STATESVILLE, NC 28677-9773

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 RIDGE BLUFF RD, MOORESVILLE, NC 28115-2496

Mortgage

Document Number	2827516
Date	Jun 29, 2021
Instrument	2827/516

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 124 Ridge Bluff Rd was $2,661, up 2.3% from the year before.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Mooresville Town
Unified School District	Mooresville City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,600 (-) Land $33,000 Building $177,600	$210,600 (-) Land $33,000 Building $177,600
2025	$2,661.00 (+2.31%)	$210,600 (-) Land $33,000 Building $177,600	$210,600 (-) Land $33,000 Building $177,600
2024	$2,601.00 (+0.93%)	$210,600 (-) Land $33,000 Building $177,600	$210,600 (-) Land $33,000 Building $177,600
2023	$2,577.00 (+36.35%)	$210,600 (+60.41%) Land $33,000 Building $177,600	$210,600 (+60.41%) Land $33,000 Building $177,600
2022	$1,890.00	$131,290 Land $20,000 Building $111,290	$131,290 Land $20,000 Building $111,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Ridge Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Ridge Bluff Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOORESVILLE serves 54,455 people · EPA ID NC0149015
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20